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car insurance claim help
cmr_3
Posts: 6 Forumite
Can anyone help me, someone ran into my car and damaged the side badly it just does n't feel right, my excess is £300.00 I was rather hoping that they would write it off, however they have told me to take it to their garage. Do I have a right to ask for the cash instead? if so how do I go about asking for this
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Comments
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You can ask for cash in lieu of repairs but this would be the repair costs net of VAT (generally) rather than the value of the vehicle.
The vehicle will be taken to the garage and inspected there by the insurers engineer to confirm if the vehicle is repairable or not/ if it is then agree costs/ if it isnt then to do the assessment that they use to determine the value of the vehicle.All posts made are simply my own opinions and are neither professional advice nor the opinions of my employers
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Thanks for your prompt reply, as soon as I read your post I rang the insurers and they will get back to me with an offer today:j :j0
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