A way around paying full fees ?

surfcat

not quite, actually you pay 40% tax on your earnings above the upper threshold - it's normal tax below that. Have a large family hence get more child benefit off the state. I'm fed up of people whinging about tax and fees. Either taxes are low and there are fees, or taxes are high and there are no fees.

chugalug

I dont think anyone was being pompous or self righteous, just pointing out that you would be committing fraud if you tried to avoid paying the fees. If your post was read again but in the context of a benefit claimant you would be viewed as a potential benefit fraudster. What's the difference? Its all taxpayers money. As I said, the way to avoid paying fees is for your daughter to go to Uni in 2006 when top up fees would be in and they would be added to her student loan ie not paid up front by you.

newfoundglory

SteveG wrote:

I think that you, as most people do, confuse earnings with disposable income. Yes i do earn more than the upper limit for fee support, but i have a large family and my i simply cannot afford to save anything each month let alone support my daughter at university.
Imagine a couple who are just under the gross earnings level, but have one child, their disposable income would be far greater than mine. I pay 40% tax, this couple would not. etc. etc.
I see nothing wrong in trying to bend the rules when those rules are weighted so heavily against me. I would also ask those who posted the self righteous / pompous replies to look at themselves - have they never bent / broken any rules ? Let he who is without sin cast the first stone.

In which case you should apply for fee support!! It looks at how many others you are supporting... so the fact you believe you are simply "earning to much", isn't the only thing taken into account. Its one of many many factors. Clearly you havent seen the forms.

Everyone knows the whole fee/means testing thing is flawed. Since when was parents income an indication of how much a student is going to go on and earn in life? Its not. Does it take account of if parents are actually willing to contribute in any way? No it doesnt; I know a few people with wealthy parents, yet they don't help out their kids with money and as students they are in as much debt as everyone else.

But this is just the way it is right now.

stuwilky

SteveG wrote:

Hi,
My daughter will be going to University next year and i have started to worry about the fees. Having read the excellent advice etc. on the main web pages, a thought occured to me.
I earn more than the upper amount allowable for rebates etc for the fees, so i wondered if i made my daughter pay rent, with a proper agreement (so she is effectively a lodger) and claim that she is estranged and no longer my responsibilty etc. if then my earnings would not be taken into account.
Hope that made sense!
Any advice that you have would be very welcome.
Best regards
Steve G

Not possible.

You would have to claim she is ESTRANGED.

Living under the same roof? rent or no rent - youd be laughed out!!

Sorry.

lellie

newfoundglory wrote:

In which case you should apply for fee support!! It looks at how many others you are supporting... so the fact you believe you are simply "earning to much", isn't the only thing taken into account. Its one of many many factors. Clearly you havent seen the forms.

Everyone knows the whole fee/means testing thing is flawed. Since when was parents income an indication of how much a student is going to go on and earn in life? Its not. Does it take account of if parents are actually willing to contribute in any way? No it doesnt; I know a few people with wealthy parents, yet they don't help out their kids with money and as students they are in as much debt as everyone else.

But this is just the way it is right now.

this is true - the limit for fee support *is* based on disposable income.. although it's not very good it's worth a try - you might get a larger loan which can be a help

Natzdance

SteveG, I can understand where you are coming from, and most of the rest of you.

I am at university now, as I decided to do my masters from year 1 I will be here for 5years. thats a lot of money. I get means tested and as my parent earn a decent wage we get no help (personally I think the max wage is too low! if that makes sense) What upsets me is that although my parents are great and pay my fee's, I pay for everything else, perscriptions, glasses etc but because they earn enough I don't get any help - yet its not them that pays for it.

Would live to government to relook all oif this stuff

stuwilky

Have you applied for the prescription certificate. Its not at all based on your parents income. You need a HC1 to apply for it. A good number of full time students get it
(although not all)

Natzdance

Stuwilky I have a pplied every year I have been at uni, even got help from a friend that works doing that kinda stuff but every year they say no

Loonic

Hi SteveG

I certainly would be the very last one to sit in judgement about your suggestion on how to avoid paying the fees. I've three kids the oldest will go to sixth form in September. We both work very hard to provide a half decent lifestyle for our kids and our combined earnings are just above the threshold, so my poor sixteen year old will get none of the incentives to stay on, on offer by the government, and we dont have the spare cash to give it to her from our own money. It's a joy seeing our children doing so well academically particularly as our local schools are considered sink schools and do very poorly compared nationally, but like many in similar situations, we help their studies along ourselves at home to make up the difference. When she goes to uni we will also have to cough up, and she will also attain a huge debt. It's a struggle but we manage (with the help of sites like this!!)to get by at the moment but I am worried sick how we are going to afford all these fees but am torn because obviously we want to do the best we can for our kids. I therefore know what it feels like to feel desperate enough to consider :eek: :eek: "breaking the law" :eek: :eek: when the law really is such an !!!!!! and seems to be out to bleed us dry (its an us or them situation).

I was talking to my sister in law in Scotland who is rather more affluent than we are added to which they dont pay fees. Interestingly she suggested my daughter take on all the debt neccessary to go to uni, doesnt get a job straight away after, then simply makes herself bankrupt to avoid payement!!!! :beer: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:

stuwilky

If she is 16 she wont have to pay any tution fees up front anyway as she will be on the new funding system.