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Can I claim - Northern Rock PPI
midimob
Posts: 1 Newbie
First of all I'm sorry if this has already been covered.
I took out a mortgage with Northern Rock and with the mortgage offer came a credit card with a very low interest rate. We obtained the mortgage through an independant financial adviser and we never directly spoke to Northern Rock however the adviser never mentioned any PPI. We went merrily along for a couple years paying the PPI but then I realised how expensive it was and cancelled the policy. During the course of having this credit card we changed our mortgage provider and also the Northern Rock credit card became Co-operative Bank.
My questions are:
1) Do I have a claim, as PPI on the credit card was never mentioned.
2) Who do I claim from??
3) Because Northern Rock have been taken over, would it be easier to use one of the PPI claim companies.
Thanks
Midimob
I took out a mortgage with Northern Rock and with the mortgage offer came a credit card with a very low interest rate. We obtained the mortgage through an independant financial adviser and we never directly spoke to Northern Rock however the adviser never mentioned any PPI. We went merrily along for a couple years paying the PPI but then I realised how expensive it was and cancelled the policy. During the course of having this credit card we changed our mortgage provider and also the Northern Rock credit card became Co-operative Bank.
My questions are:
1) Do I have a claim, as PPI on the credit card was never mentioned.
2) Who do I claim from??
3) Because Northern Rock have been taken over, would it be easier to use one of the PPI claim companies.
Thanks
Midimob
0
Comments
-
1) Do I have a claim, as PPI on the credit card was never mentioned.
You havent really given any provable grounds for complaint. It smells opportunistic try-it-on. (e.g. you paid it for years yet you say you didnt know you had it. Plus, no-one sold it to you). Not saying it is but just what it looks like.2) Who do I claim from??
Northern Rock.3) Because Northern Rock have been taken over, would it be easier to use one of the PPI claim companies.
No. That would be silly and just compounding your problems.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Northern Rock.
Now called NRAM
NRAM Customer Relations
Prudhoe Building
Regent Centre
Gosforth
Newcastle Upon Tyne
NE3 4AW
http://www.n-ram.co.uk
customerrelations@n-ram.co.uk0 -
daveyadams wrote: »Now called NRAM
NRAM Customer Relations
Prudhoe Building
Regent Centre
Gosforth
Newcastle Upon Tyne
NE3 4AW
http://www.n-ram.co.uk
customerrelations@n-ram.co.uk
The full name is Northern Rock (Asset Management) PLC.
The address (according to the FSA and Companies House Registers) is
Northern Rock House
Gosforth
Newcastle upon Tyne
Tyne and Wear
NE3 4PL0 -
Sorry, I posted the address that was on my confirmation letter which I assumed is the one you will need to send a complaint to.0
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