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Credit Search When Changing Supplier

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MABLE
MABLE Posts: 4,233 Forumite
Part of the Furniture 1,000 Posts Name Dropper
I have contacted BG about transferring to them via uswitch. However I see they have carried out a search on my credit file. They have got application type as utility. Does this type of search affect my credit rating like a search for a loan or credit card.

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  • Cardew
    Cardew Posts: 29,059 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Rampant Recycler
    By 'contacting' BG do you mean 'applied' to BG for their service?

    Surely it would be quite normal for any company, considering offering credit terms to a customer, to check if they were creditworthy.

    It is not the same problem as someone taking out loans/HP/credit card agreements with lots of different companies; you can only get one supplier for gas and one for electricity.(unless you have more than one property in your name)
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