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Invesco Perpetual Distribution
MarcoM
Posts: 802 Forumite
Hi,
I have seen this on HL site. Is it any good for someone that wants to stick 20K lumps sum in a stocks and shares ISA for regular income?
Many thanks
I have seen this on HL site. Is it any good for someone that wants to stick 20K lumps sum in a stocks and shares ISA for regular income?
Many thanks
0
Comments
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The fund holds a mix of shares and bonds, and pays a monthly distribution. Over the 6 months to last October, it was paying the equivalent of around 6-7%.I have seen this on HL site. Is it any good for someone that wants to stick 20K lumps sum in a stocks and shares ISA for regular income?
Morningstar report:
http://www.morningstar.co.uk/uk/snapshot/snapshot.aspx?id=F0GBR04FVN
TrustNet report:
http://www.trustnet.com/Factsheets/Factsheet.aspx?fundCode=GTF91&univ=O
The other one people always seem to mention is IP (High) Income.
Don't know if that's any help!0 -
I would spread your 20k lump across 2 or more funds with a max of four,preferably 3. IMHOFeudal Britain needs land reform. 70% of the land is "owned" by 1 % of the population and at least 50% is unregistered (inherited by landed gentry). Thats why your slave box costs so much..0
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When investing in funds, you want to be thinking about asset allocation. Where are you going to be investing? Specifically - equity, bonds, natural resources; for equities, which countries, sectors, types of companies. Depending on what your attitude to risk is, you may choose more risky investments (e.g. brazilian small companies) over something more secure (uk bonds). However, in most cases you'll want to spread your money so that it's not all in one basket. Your attitude to risk will determine what that spread might be.
There are several ways to build up an asset allocation. You can either do this yourself (if you feel confident about both your attitude to risk and understanding how to invest correspondingly), or you can get someone to do this for you. That might be an IFA (who would create a portfolio for you based on your risk profile), or an online service (who usually have a series of pre-selected portfolios based on different risk levels.) The online services are usually much cheaper, but offer less personalised service. It's up to you to decide whether the extra expense is worth it.
I think HL have some pre-selected portfolios. Other firms that do are Chelsea and rplan.co.uk. There may be others too that I don't know about.0 -
Found the pre-selected portfolios on the HL site - HL call them 'Master Portfolios'. http://www.hl.co.uk/funds/master-portfolios0
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Get into bond funds. The world runs on debt so why not buy into a slice of it..Feudal Britain needs land reform. 70% of the land is "owned" by 1 % of the population and at least 50% is unregistered (inherited by landed gentry). Thats why your slave box costs so much..0
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