Bailiff advice

loopylou305

RAS wrote: »

OK

Debt in your name only - cannot take hubbie's car so you need a statutory declaration to cover it (£5-10 at the lawyers) if the finance is not HP. If it is HP, it is not even hubbies.

You do have to pay the basic fees - max £42.50.

Who would I need to pay the basic fees to? The council or bailiff?

give_them_FA

Bailiffs are relatively easy to get rid of if you know your rights. Never open the door to him, if possible speak to him from an upstairs window. If the debt is in your name alone I would say that the issue of joint and several liability isn't applicable, this applies when the debt is in the name of both parties. Hide the car anyway to save arguments.

The bailiff will stop calling if he can't get in. He will go look for softer targets. If he returns the warrant to the Council as unsatisfied then I am pretty certain his fees are removed from it as he hasn't recovered anything.

There are indeed set fees but that doesn't stop them trying it on. If they impose unlawful fees, the Council, whose agent they are, is responsible for giving them back to you.

Oh and yes, if possible record and video all dealings. Many of them get frustrated about their lack of powers and have been known to tell porkies.