Moved house and I now have a bad credit rating

theoretica

It could just be that banks have become more cautious about lending - rather than their view of you changing the goalposts may have been moved.

samtoby

Addresses do get markers from some companies. I was told this by someone at Experian when I tried to obtain credit from a mobile phone company. It was from a business registered there and then went bust and the addresses were not changed at companies house or something. It was sorted through me proving it had no route to me. But was a pain. x

mattastic

Thanks again for the replies

Just checked my report from experian when I had the same problem trying to get a contract with orange, all my addresses and electoral information was up to date - no probems there.

I remember getting loads of final warning letters from E.on when I first moved in, addressed to a previous tenant. Perhaps they blacklisted the address?

Its all guessing at the moment, is there a way I can find out what the problem is and wether or not it's my address?

Thanks again