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Don't get into debt!!

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Comments

  • sammy115
    sammy115 Posts: 15,267 Forumite
    DD - where you been???!!!

    How the hell are you?
    Quality is doing something right when no one is looking - Henry Ford
  • Dithering_Dad
    Dithering_Dad Posts: 4,554 Forumite
    Mortgage-free Glee!
    Hey Sammy! I've been rooting about in the Dungeons of MSE, finding old posts like this one.

    Plus hiding away in the MFW board - not many people go in there so it's nice and quiet.
    Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
    [strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!! :)
    ● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
    ● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
    Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.73
  • sammy115
    sammy115 Posts: 15,267 Forumite
    but very boring! much better in here
    Quality is doing something right when no one is looking - Henry Ford
  • Dithering_Dad
    Dithering_Dad Posts: 4,554 Forumite
    Mortgage-free Glee!
    Between you and me, and don't breathe a word of this to anyone else, but I'm starting to feel that I really shouldn't venture onto the DFW board anymore. I've never had any real financial hardship in my life, and even my debt was cleared within a month or so once I realised how daft I was being with my money (and starting my own business obviously helped).
    Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
    [strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!! :)
    ● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
    ● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
    Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.73
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Pleae keep visiting Dithering Dad. We DFWs need the example of people like you who think big and clear mahoosive debts in just one month.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    Toto wrote: »
    Ooh I dunno, I think this sloppy is the same person pre-dumbass

    http://forums.moneysavingexpert.com/showthread.html?t=383973

    if you look at this thread you might see what I mean. 2 people called sloppy saver making references to taking over the forums? I think not.

    I see exactly what you mean, Toto. :beer:
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • Dithering_Dad
    Dithering_Dad Posts: 4,554 Forumite
    Mortgage-free Glee!
    rog2 wrote: »
    I see exactly what you mean, Toto. :beer:
    I don't think this Sloppy Saver was the same person as Sloppy_Saver and SloppySaver and any over variants. He/She wasn't really that offensive and has a far better grasp of the English Language. I think someone else just took the name and ran with it, calling everyone dumbass along the way! :rotfl:
    Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
    [strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!! :)
    ● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
    ● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
    Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.73
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Just out of interest, why did you choose the name 'Dithering'? You are the least dithering person I've ever [STRIKE]met[/STRIKE] not met
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • Dithering_Dad
    Dithering_Dad Posts: 4,554 Forumite
    Mortgage-free Glee!
    It was the frame of mind I was in when I first came across MSE. I was dithering about whether to go contracting or not. I also dither about all sorts of stuff. I have just changed my mobile tarif about 5 times this week :rotfl:
    Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
    [strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!! :)
    ● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
    ● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
    Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.73
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