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Friday 17th February - What small DFW things will you be doing today??!

determined_new_ms
determined_new_ms Posts: 7,867 Forumite
Part of the Furniture 1,000 Posts Name Dropper
edited 17 February 2012 at 8:24AM in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Morning guys :wave: yay for Friday :j Going to work super hard & make the day speed through (and then do all I can to prolong the weekend!)

Very happy that I managed to get to the gym yesterday :grin: although it was hard after so long of not going!

So today:
  • check banking
  • do VSP & update sig
  • brekkie, lunch & dinner from stores - Halloumi couscous for tea
  • freeze rest of Halloumi
  • quick shower in a minute
  • walk to work?
  • check onepoll & read book in lunch break
  • LSD
  • take meter readings
  • Mrs Flylady this evening - am very impressed as have done it all week and looks like I won't need to do any housework over the weekend
  • go for a swim and a sauna after work

Ok that's all for me. Happy Friday everyone x
DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
«13

Comments

  • La_escocesa
    La_escocesa Posts: 3,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well hello there young missy :hello:

    :hello: to everyone else who follows too.

    I really don't think I'll get used to the new layout without smileys :) How will we ever find each other? :rotfl:
    • I'm having some hearty porridge for brekkie - made with half water, half milk
    • Not having a cuppa until I get to work
    • Coming home for lunch - making the most of my bus pass :p And haven't sorted anything to take
    • Doing some more yoga coursework to keep me out of trouble :cool:
    • Knitting a tea cosy - cheapo bday pressie ;)
    • Doing a meal plan and going to @sda
    • Supporting our local butcher

    Happy Friday!! :beer:
  • La_escocesa
    La_escocesa Posts: 3,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Oooh, DNMS, how long until my fourth star??? 1750 posts?
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Good morning one and all, many thanks for starting the thread.

    I must have another look at the Flylady thingy, I tried it years ago and I always have a spotless kitchen sink, the only habit I picked up but nothing else seems to have stuck!

    In answer to your question what is the 500? I am trying to change my career, having been made redundant twice in the last couple of years, I don't really want to go back to what I was doing. I hated it anyway. So I've taken up writing. I have one book on the go and another planned out. Please don't judge me on the quality of any posts on the site :o Here I tend to write as I think - messy:)! I have a minimum target of 500 words a day.

    But onwards with todays list:

    • Do the 500
    • Look at Flylady again
    • All meals from stores
    • Do finances and update spreadsheet
    • Look for work
    • Perhaps peg a few bits of washing out, lightweight things might dry today

    That's all I can think of right now.

    Piq
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Pernicious
    Pernicious Posts: 1,786 Forumite
    edited 19 February 2012 at 2:43PM
    Morning all,

    Thanks for starting us DNMS, I hope today flies by too as I will be working 2 jobs! Enjoy your swim & sauna.
    La Escocesa - I'm not using the new layout...what do you mean no smileys?!
    Piquant - What kind of book are you writing? A friend of mine has recently become published for the first time, he's written a short story which is in a collection :)

    Today I will:-

    • Make a homemade juice
    • [strike]Food from stores[/strike]
    • [strike]Leftovers for lunch[/strike]
    • [strike]Make use of free water/milk at work[/strike]
    • [strike]Log calories using free app[/strike]
    • [strike]Charge phone at work[/strike]
    • [strike]Stay in for my lunchbreak to avoid spending, might pop to mr T's for some brocolli though, but I may end up spending more if I go...hmm...[/strike]
    • [STRIKE]Check for surveys[/STRIKE]
    • [STRIKE]Enter comps[/STRIKE]
    • [STRIKE]Check online banking[/STRIKE]
    • [STRIKE]Try & keep the heating on low[/STRIKE]
    • Work on wedding related tasks
    • [STRIKE]Take a look at diary to ensure I am up to date & prepared for everything coming[/STRIKE]
    • [STRIKE]Check ebay[/STRIKE]
    • [STRIKE]Check cashback[/STRIKE]
    • [STRIKE]Dinner from stores[/STRIKE]
    • [STRIKE]Washing on eco setting[/STRIKE]
    • [STRIKE]Hang up to dry[/STRIKE]
    • [STRIKE]Go to second job in evening - gets me earning money in the pub rather than spending it![/STRIKE]
    Have a great, MSE day everyone x
    :idea:Debt at July 2012: £12,862.57 :eek:
    :dance:Current Debt: £0 :j
    100% paid off!
    :think: Savings Goal for November 2016: £5000 :cool:
    :D Current Savings: £1176.24 _party_
    23.52% Saved!
  • Morning all on Feelgood Friday,

    Need to be a quick one on this today, didn't get through 3 of my tasks from yesterday so need to do those this morning before I go out at 11am on my work related "4 hour walking" trip to save bus fair of nearly £4 :eek: Gonna cross them off so by 5pm today this list should be complete. :dance:

    My day today:

    :footie: Dishes and Daily Eco Wash & Hang on Airer before I go out
    :footie: Onepoll and Swagbucks this afternoon
    :footie: Must sign up to points & survey this afternoon (invite thanks to other MSE but didn't have time yday)
    :footie: Hover & Quick Dust around, Iron dry clothes (boring stuff)
    :footie: Take just £1 spend with me for a cheap drink
    :footie: Take a banana with me for snack
    :footie: Breakfast from stores before I go, eat when I get back
    :footie: No day heating (again)
    :footie: Check eBay
    :footie: Think more ideas for Work Project
    :footie: Charge me phone before I leave

    Well thats it for me, hope everyone has a good day :beer:
  • Morning all :)
    Boo to it being the last day of half term. Where has that time all gone? Cannot believe my week off work has flown over like this. Still, I'm going to make the most of today and not even think about work:

    My list:
    check bank
    update vsp
    Go into town and take back dress I bought which is too small
    Pick up my wedding ring (already paid for)
    Visit my sister
    washing done and on airer
    flylady level 3 (and oh does my bathroom need that today)

    Think that's all for now. Have a good day everyone!
    Ninja Saving Turtle
  • La E its 2000 - don't you remember me going posting bonkers when I was near it?! Re the new layout. I've been using it for a couple of days and think its ok now, tho I didn't like it when I first used it. Its a slow burn!

    Piquant - lol re the judgement! No judging on thei thread please - just support! lol

    Perni don't go the the SM for broccoli - make do & substitute and save the cash

    opps didn't drive to work...
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • Yargo1
    Yargo1 Posts: 1,047 Forumite
    Debt-free and Proud!
    morning all

    well friday woop woop! hope the day wizzes through to five pm :-) - not that ive got lots planned.. just want to chill out !

    will check banking today and have lunch and dinner from stores.. been better at this especially since started the ww. have lost 3Ib in 2 weeks.. hoping for a lot more..

    Have a good day all x
    DEBT FREE - MARCH 2012 - NOW JUST THE MORTGAGE!
    MFW 2012 No.148:£1600 / £450.00
    Mortgage - 102,57.16
  • La_escocesa
    La_escocesa Posts: 3,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I did remember the crazy posting but thought it must'be been before 2000... I'll keep at it... ;)

    Pernie, still smileys just not the beginning :)
  • Wannabe01
    Wannabe01 Posts: 573 Forumite
    edited 18 February 2012 at 2:08AM
    Good morning. It’s a dull but dry day here today. I am pleased to say that I managed to get a good sleep last night and I have woken in a more positive frame of mind.

    DNMS – Thanks for starting us off this morning and well done for getting to the gym yesterday
    La E – I’ve tried the new layout and I’m too keen on it.
    Piquant – Good luck with the writing

    It’s going to be a busy day for me today, as there is loads to do as I’m hoping to have a quieter weekend.

    My list for today
    :)Check banking and move money around done
    :)Make a list of debts and schedule payments for March and April
    :)Sort through D/D’s and follow up any problems done Got some calls to do on Monday
    :)All meals from stores/menu plan done
    :)Quick shower done
    :)Check airer and move to ironing done
    :)Washing (full loads)
    :)Put a wanted add on freecycle (I’m looking for a chest freezer)
    :)Catch up with emails done
    :)Do work that is due today (I’ve stopped setting hours as I just start feeling stressed if I run over) done
    :)Superpoints, Swagbucks, clicks done
    :)Make bottles up for dd (will save electric as won’t need to boil the kettle all the time) done
    :)Read Martins email done and got a couple of things to look at in more detail
    :)Sort rough menu plan for the next 4 weeks and add to the shopping list
    :)Check ebay done
    :)Look for work
    :)Catch up with Freebies
    :)Remember to bring the bins in done
    :)Surveys – inbox, one poll, lightspeed done
    :)Make a note of birthday/events in March and April (I’m determined not to leave birthdays etc to the last minute like I would normally do)
    :)Update flylady and do as much as possible done but did not get very much done.
    :)Make a to do list for the weekend done
    :)Start to organise diary for next week work in progress
    :)Raise due invoices done
    :)Check topcashback
    :)Spend some quality time with the kids. done
    :)Look into giff gaff

    Sorry my list is so long today but if I don't put it on here I will avoid doing it. Hope everyone has a good Friday and enjoy the last day of half term.
    Aiming to get Debt Free.
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