Thursday 16th February - What small DFW things will you be doing today??!

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Morning guys! :wave: surprised that the thread wasnt started - are we all afraid after yesterday's double thread??? :rotfl:

so today is our 4 year anniversary & yesterday was oh's birthday. I paid for our couple of days away last week but felt really mean last night when I hadn't got him anything. So I signed up to audible.com and got a free download of a book I know he really wants :T felt much better!

So anyway today:

• brekkie, lunch & dinner from stores
• check banking
• check topcashback- still not payable...
• LSD
• check onepoll
• take meter readings
• free fresh coffee at work
• stick to diet
• go to the gym & sauna (I didn't do this in the end yesterday!)
• Mrs Flylady

ok that's all I can think of. Hurrah that the weekend is in sight! Hope you all have a lovely day x

Pernicious

Morning all,

Thanks for starting us DNMS, you just pipped me to the post Happy anniversary!

My phone seems to be working fine now with the new sim card, which is fantastic news as it means I don't have pay anything to fix it as it's just out of it's warranty, typical!

Today I will:-

• Make a homemade juice
• [strike]Food from stores[/strike]
• [strike]Leftovers for lunch[/strike]
• [strike]Make use of free water/milk at work[/strike]
• [strike]Log calories using free app[/strike]
• [strike]Charge phone at work[/strike]
• [strike]Stay in for my lunchbreak to avoid spending[/strike]
• [STRIKE]Check for surveys[/STRIKE]
• Enter comps
• Check online banking
• [STRIKE]Try & keep the heating on low[/STRIKE]
• [STRIKE]Work on wedding related tasks[/STRIKE]
• [STRIKE]Take a look at diary to ensure I am up to date & prepared for everything coming[/STRIKE]
• [strike]Check ebay - 3 out of 11 items will sell, hope the ones with watchers get some bids soon![/strike]
• [STRIKE]Check cashback[/STRIKE]
• [STRIKE]Dinner from stores[/STRIKE]
• [STRIKE]Make some phone calls to try & get my wedding guests discounts on hotels/taxi fares - can't hurt to ask![/STRIKE]
• [STRIKE]Read Martin's email, only skimmed this yesterday![/STRIKE]
• [STRIKE]Take refillable water bottle to Polenastics & get a lift there[/STRIKE]
• Washing on eco setting
• Hang up to dry

Have a great, MSE day everyone x

littleskintdragon

hi everyone :wave: good morning

Day off today so might not b as dfw as I'd like considering its half term but this is what im going to do:

list 2 things on Ebay
transfer paypal ££ and pay straight off holiday
Going to an indoor play area with dd, but having lunch 1st and taking snacks and drink.
[STRIKE]wash bedding on 30[/STRIKE] and dry on radiator
go shopping for butter, and leave s.market with just butter!!!

Have a lovely day :T:money:

wannabee_in_credit

Morning all
Thanks for starting us off dnms, and happy anniversary to you.

I'm still feeling a bit down, and these new tablets for my migraines are making me a bit groggy in the mornings. Feels like a bit of a wasted week off work, and the fact that I'm already fretting about going back reminds me just how stressy that job is at the moment.
But good news, took OH back to docs yesterday and he's back on his medication for depression so hopefully we'll see some progress there soon as well.
I hope I can get properly back on the wagon soon, I've had lots of little spends this week that are just sneaking in and reminding me of my old ways.

Today:
Checked bank account
check for surveys
Go out to visit a friend (although lunch at a pub will most likely be involved)
flylady level 3
Sort through my stock cupboard and plan meals and shopping list for next week
Read and reply to more threads on here, encourage me back into mse ways
Washing in machine and on airer to dry

Have a good day everyone

stitching_witch

Good morning all, and thanks to DNMS for starting us off. Hope you and OH have a great day.

So far:

• had a very early bath so water could reheat on Economy 7 elec
• checked banking :eek:
• checked for surveys
• had porridge for breakfast to fill me up til lunch
• made packed lunch for work
• fed and watered the chickens

I will also:

• get a lift to and from work with a colleague
• drink copious amounts of free coffee at work
• print off recipes at work
• phone tax office chasing refund I applied for last year :mad:
• do some more to the alteration job I've got on the go - complicated job which has to be all hand stitched!
• all meals from stores
• have an NSD

I'll need to look up loads of carrot recipies too as I bought a 25lb sack of 'horse carrots' yesterday for £3. Some of them are broken, odd shapes or a little green but by the time I've processed and frozen them no-one will be able to tell the difference.

Right then, off to beautify myself before work
stitchy x

Piquant_2

Good morning one and all and thank you for starting off the thread today.

I already have a loaf about to come out of the breadmaker and have cleaned the kitchen. A good start to the day.

My list for today:

• breakfast and lunch from the store cupboard
• homemade sweet potato curry with rice for dinner
• two loads of washing to go on
• update diary
• check finances and update spreadsheet accordingly
• do the daily trawl for work
• do the 500 which should be 1000 as I didn't do it yesterday
• sort out the Captains rugs for cleaning

That's all I can think of at the moment.

Piq

brizzledfw

Hi all

DNMS..hope you and OH have a lovely day. My OH didn't get me anything last birthday and it did feel a bit miserable so a good call!!
Piq...wow so busy. Will drop by your diary later..notice it cropping up there when I searched for this thread ;-)
Stitchy..I have used these before..in stews and stuff think no one will notice. If you like Indian food..then try a sweet called carrot halva ( made with milk, sugar, cardamoms..it's delish) kinda dessert but means you get one of your 5 a day!!
Wannabes..pleased to hear about your OH. Hope he feels better as a result? Hope you do too. Would try not to stress..am sure it will pass...maybe stress is making it worse?


So today I will:

- make a PAD
- get OH to pay in car money..WOO HOO!
- a going out for a work thing with OH this eve but already paid for and we will have veggie stew, pork steak and mash before we go...we can then not eat...altho am sure will have a couple of glasses..
- work today but will do 2 loads of washing and put on racks to dry
- decluttering study so can work more effectively...and put out a box for the charity shop....
- aim to list 3 items on eBay....
-lunch at home as WAH...OH will take sarnies or work at home too..he hasn't decided yet
-ENJOY the DAY..be positive....have decided need to concentrate on that more often
- keep house sparkly. It was beautifully cleaned yesterday ( not by me I might add:-() and I want to keep it like that, particularly as the DDs are away visiting my mum and dad

Think that's it..better get started on work now....

Brizzle
-

ziggy2407

Good Morning all

DNMS - thanks for starting us off, Happy Anniversary :beer:
brizzledfw - great news on the car
Piquant - whats the 500?

Hugs to wannabee-in-credit and Stitchy

Half-term this week so have lots of activites planned with little one, so will try to be as MSE as possible

Today's I will or have done: (very repititive but helping at the moment)

Check Banks - Done (hubby's wage was really low thanks to new shift pattern)
Check Swapits - Done
Keep up to date with surveys -
Keep on top of emails -
Update food tracker (26lb off up to now since Sept) - in progress
Read - Done
Quick tidy round - Done
20 mins on Yantra mat
Pick up little ones friend and take them to play centre and then back here - Done
Investigate pedometers (cheap as possible) (ww want £18 for one)
Check all skirts in wardrobe and donate where appropriate - Done

Hope you all have a great day, catch you all later, love you all

C x

wannabee_in_credit

Well done on your weightloss ziggy. You're doing brilliantly.

bitbybit_3

Morning all on Thrifty Thursday,

This is my 2nd attempt to post this today after my laptop had a tantrum, to be fair it hadn't been rebooted properly all week but its still acting a bit dodgy will have to look at it properly later...
- determined new ms - Happy Anniversary :beer:
- wannabee_in_credit - Hope you and your OH feel better soon

So yesterday I didn't quite get through my epic list. Will need to be more organised today. I also haven't done much for my work project with a deadline 7 weeks away I need to be more disciplined. Anyways heres my day:

:footie: Check Swagb & 1p0ll
:footie: Join Points & Survey thanks to another MSE member :j
:footie: Daily Washing & Dishes
:footie: Dust & Hover (boring stuff)
:footie: Clean Bathroom
:footie: List more on fleebay (did loads yesterday)
:footie: Iron dry clothes off Airer
:footie: Work Project
:footie: Trip out (sort of work related consider 4 hour walk roundtrip to save bus fare)
:footie: Text Mum

Have a great day everyone - its nearly the weekend :T

Spendaholic_Chick

Morning all!

well, after last night's spenathon, I'm hoping to get back on the wagon today. Taking DS and two of his mates bowling this afternoon, with a living social voucher I bought a few weeks back for a tenner, includes two games and a hot dog each - have bought pop and biscuits to take with us too :money:

Today's list:

- dry washing on airers
- clicks, points, surveys, bingo etc
- brekkie and tea from stores, lunch inc in voucher
- attempt to have a nsd
- just exted someone who's interested in an item i listed on local facebook group - hopefully will lead to sale

gonna get off here shortly and tackle the ironing mountain - not mse but will allow me to tick something off my list!

have a great day, all x