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Not sure if i have a case?? Plz help,

I had a car fiance agreement with close motor fiance for 48 months i have finished paying it off but just requested a copy of the agreement as i wasnt sure if i'd been paying ppi, its arrived today and under 'other fiancial information' there is a vehicle proctection fee? £50.00 under it says i'll be charged at 13.7 % per yr intrest. Is this the same as ppi? I didnt ask for this and it doesnt state anything about it in the terms and condtions? Im confused any advise would help thank u.

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