bad credit rating so cant do blanace transfer

nick_75 · 15 February 2012 at 11:33AM

came to a decision i really want to clear outstanding debts i have as i have bad credit and want to start rebuilding it.. toruble is i want to put all my debts in one place but as my credit is bad, no one will offer me a loan or a card that i can
do a balance tranfer to... anyone have any suggestions

blacksta · 15 February 2012 at 1:05PM

No other sugguestion - than to buckle down, cut expenses, pay more than the minimum payment. Stay away from consildations loans especially with your credit rating.

Please visit the debt free board.

_Andy_ · 15 February 2012 at 1:20PM

Why does it matter to have all the debts in one place? Just hammer away at the ones with the higher interest rates. With your adverse credit no-one's going to be offering any lending to you (certainly not high street lenders anyway)

nick_75 · 15 February 2012 at 2:14PM

thanks for advice i will hammer away at them... there are a few of them all low amounts, i thought if i could transfer them into one place then i could manage it a lot easier. i guess if i concentrate on clearing one at a time then they will dwindle..