Requesting Terms Letter

scoobydoo69

I have downloaded the template for requesting copies of original terms for various credit agreements, loans, credit cards etc

The letter template says the following

"I would also like to request a copy of the terms and conditions that were applicable to the above account at the time I took out my agreement [enter date agreement started if known in [insert date]], as I no longer have a copy and would like to check some of the details."

I don't know the date the agreements were taken out, how do I handle this?

Next question, I am slo in a debt manwgement program, will this make a difference?

Thanks

pixiechick99

I've just used that template and I don't know the date so I deleted the coloured parts and the sentence makes sense - it just doesn't refer to a starting date. I hope that's ok, but they have the cc number so surely can find out when I opened the account easily.
Can't help re the DMP though, sorry.

amersall

If you are in a dmp you should ask whoever is doing this plan to see if you can claim this ppi back,or,if they can do it.
If they say they can do it,make sure they wont charge you for this or pass it to a company to claim this for you,as you are in arrears the redress will be used to reduce these,and you get a bill for them reclaiming.

Any redress you get will be used to reduce this plan,anything left,you get back to you.
You will get the 8% back to you and this is taxable.