Contents insurance for a Studio flat

Boozy

Hi all,

I am currently renting a studio flat. It has one big room for bedroom, lounge and dining area (sounds cramped but it's lovely) with a hallway, separate kitchen and separate bathroom.

My previous home insurers were More Than, and i couldn't take my policy with me as they said they don't insure studio flats. This annoyed me greatly as i don't really see what the problem is. Oh well, it is their loss i suppose.

Being a regular user of this site, :money: i know that to get the best deal i need to use comparison sites. However, none of them give an option of a studio flats, and you can't input zero bedrooms.

So is this just a case of phoning around to get the best deal?

Or can i input 1 bedroom as technically there is one, it just happens to be the same room as everything else! Am VERY wary of this, as i know that insurers look for any excuse not to pay out, so they could use this issue.

Any help would be much much much appreciated.

Thanks
boozy (i am not that boozy, but my name rhymes with it! :rotfl:)

InsideInsurance

Personally I would say a studio flat has 1 bedroom, it just it doesnt have any separate reception rooms as the bedroom doubles at that.

If you have any concerns simply get quotes for 1 bed and phone the insurers BEFORE buying to ensure it is ok.