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Claiming on CC PPI when I have a loan with the same bank.

Hi all, long time lurker here.

I wonder if someone could help me?

I'm looking to claim mis-sold PPI on a Lloyds Credit Card I had with them a few years ago. However - I now have a loan with them which will be ongoing until 2015. I also bank with them and have no wish to change.

Could claiming on mis-sold PPI on the Credit Card impact on the loan I currently have with them or indeed my bank account?

I've tried looking for the answer to this question on the main site and on the forum, but no joy. Apologies if i've missed a thread somewhere.

Many thanks :)

Comments

  • dilus
    dilus Posts: 1,046 Forumite
    Cairo2 wrote: »
    Hi all, long time lurker here.

    I wonder if someone could help me?

    I'm looking to claim mis-sold PPI on a Lloyds Credit Card I had with them a few years ago. However - I now have a loan with them which will be ongoing until 2015. I also bank with them and have no wish to change.

    Could claiming on mis-sold PPI on the Credit Card impact on the loan I currently have with them or indeed my bank account?

    I've tried looking for the answer to this question on the main site and on the forum, but no joy. Apologies if i've missed a thread somewhere.

    Many thanks :)

    Absolutely not. They can not hold a complaint on a credit card against you and make it effect your relationship with them, with regard to other loans or accounts. Go ahead with your complaint ;)
    Successes
    Sainsbury's/BOS £6,400 Paid :)
    MBNA £3,600 Paid :)
  • Thanks very much Dilus :)
This discussion has been closed.
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