We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Car accident - court forms? HELP!

Flossy87
Flossy87 Posts: 44 Forumite
in Motoring
Hi all!

I hope this is the right place to post this!

I had a car accident (collision with another car) in August last year. We went through the insurance, I admitted liability, paid my excess and got my car fixed and I thought that was the end of it!

This morning I've had a claim form through from the courts, the other driver is claiming against me for his excess, hire car cost etc...it's £1000 which I just don't have!!

I thought the point of my insurance was that he would get paid through them and I don't have to pay any more? I'm really worried about this and my insurance co isnt open til monday to discuss it.

Can anyone advise me on what will happen? I'm in tears and now have this hanging over me all weekend!

Sorry this is so long!

Thanks in advance!

Comments

  • Sgt_Pepper_2
    Sgt_Pepper_2 Posts: 3,644 Forumite
    send the forms off to your insurance, they'll sort it.
  • Crazy_Jamie
    Crazy_Jamie Posts: 2,246 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    There's no need to worry. You're right in thinking that your insurance company will pay out for any losses that the other driver has suffered. Just let your insurance company know on Monday that you have received the claim form, then forward everything you have received on to them and they will take it from there.
    "MIND IF I USE YOUR PHONE? IF WORD GETS OUT THAT
    I'M MISSING FIVE HUNDRED GIRLS WILL KILL THEMSELVES."
  • Flossy87
    Flossy87 Posts: 44 Forumite
    phew! thanks for the replies!
    It scared the crap out of me this morning!!

    Have a good weekend everyone!!
  • andrew-the-cat
    andrew-the-cat Posts: 333 Forumite
    100 Posts
    That's the whole point of insurance, they cover the costs and not you!
  • molerat
    molerat Posts: 36,186 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My son is in the reverse situation, the other insurers are dragging it out so court papers are on the way to the person involved. No doubt OP's insurers are doing the same, ignoring it and hoping it will go away which just adds to the stress of the OP when this turns up in the post.

    Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.

    Being hated by idiots is the price you pay for not being one of them.

    Jean Cocteau 1889-1963

  • Flossy87
    Flossy87 Posts: 44 Forumite
    Thanks for the replies, I spoke to the insurer this morning and am sending the docs :)
  • cyclonebri1
    cyclonebri1 Posts: 12,827 Forumite
    I think the other point is not to make any contact or comment to the other party, insurers don't like that. ;)

    And never admit liability for an accident, again your insusrer will tell you that, it's their perogative to aportion blame.;);)
    I like the thanks button, but ,please, an I agree button.

    Will the grammar and spelling police respect I do make grammatical errors, and have carp spelling, no need to remind me.;)

    Always expect the unexpected:eek:and then you won't be dissapointed
  • blacksta
    blacksta Posts: 919 Forumite
    This is reason why i love insurance - although your premium is going to sky rocket - what shame
    I owe £3233 @ 0%
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.1K Banking & Borrowing
  • 254.6K Reduce Debt & Boost Income
  • 455.8K Spending & Discounts
  • 247.9K Work, Benefits & Business
  • 605K Mortgages, Homes & Bills
  • 178.8K Life & Family
  • 262.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture