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Halifax
Warriorsith
Posts: 441 Forumite
Hello
I'm thinking of trying to get a PPI reclaim going, I've read the articles on how to do it and to be honest am a little bit lost. Thing is I took two loans out with the Halifax a few back with in a month of each other and was offered two differant levels of ppi by the bank. They offer no ppi, bronze, silver or gold level of protection when you apply for a loan. My first loan was given a silver level and the next a gold level, think the gold level was complete cover.
Just wanted to know on that basis do I have a chance of reclaiming?
Many Thanks for any responses
Warriorsith
I'm thinking of trying to get a PPI reclaim going, I've read the articles on how to do it and to be honest am a little bit lost. Thing is I took two loans out with the Halifax a few back with in a month of each other and was offered two differant levels of ppi by the bank. They offer no ppi, bronze, silver or gold level of protection when you apply for a loan. My first loan was given a silver level and the next a gold level, think the gold level was complete cover.
Just wanted to know on that basis do I have a chance of reclaiming?
Many Thanks for any responses
Warriorsith
"I AM THE GATEKEEPER OF MY OWN DESTINY" Nacho Libre
'Proud To Be Dealing With My Debts'
DFW Member No.495
'Proud To Be Dealing With My Debts'
DFW Member No.4950
Comments
-
Simply having PPI does not mean it was missold.
However if it was sold as a single premium that was added to the loan then it almost always is.0 -
Just wanted to know on that basis do I have a chance of reclaiming?
You havent given any basis for complaint. There is nothing wrong with having PPI. You have to have a complaint reason. i.e. it was set up incorrectly or you were not eligible for cover or you didnt need it as it had significant overlap with your works sick pay.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Look here for reasons for mis sell
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#step2
If any/all apply to you,then put a claim in.
http://www.halifax.co.uk/contactus/howtocomplain/complain-about-ppi/0
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