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AA Loan and Mastercare

I've just been checking the documentation I had with a loan from the AA and see that I was also charged an additional 25% of the loan for something called Mastercare. the only relevant mention of Mastercare on the internet relates to appliance insurance sold by the likes of Dixons and Currys. I'm not sure what the relevance of this is as my loan was a five year personal loan which was used for home improvements. I was initially assuming this had something to do with PPI but now I'm not sure. Has anyone come across Mastercare in a situation like this?
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