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Multiple PPI claim letters

Good Morning everyone,

I am going to try and do my 1st ever claim for PPI and these forums are a god send. I was going to use a claim company but i'm hope with the help i can proceed on my own.

I had a mortgage with RBS from 2000 - 2007 - i used a mortgage advisor and remember everything already been ticked and ready for me to sign away ( yes i know very silly) so i do feel i have a case there.

I also had car finance with the British credit company (for bad credit) from 2005 - 2007 again the car dealership was very pushy with PPI.

And a Loan with Natwest 2003 - 2007 Again if i remember correctly the manager who submitted the application added the PPI and actually changed it to a request for a second hand car just so i was successful (it was not for a car but to pay back bank debts)

Am i correct in thinking that as i do not have paperwork then i need to send a SAR letter and a £10 postal to all the above addresses?

And would you definately recommend not using a PPI claim company?

Thanks in advance x

Comments

  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    edited 10 February 2012 at 2:06PM
    I had a mortgage with RBS from 2000 - 2007 - i used a mortgage advisor and remember everything already been ticked and ready for me to sign away ( yes i know very silly) so i do feel i have a case there.
    You need to post this question here
    http://forums.moneysavingexpert.com/forumdisplay.php?f=187

    Some MPPI is not a mis sell,the guys on there know their stuff regarding this ppi and they will help you more.
    I also had car finance with the British credit company (for bad credit) from 2005 - 2007 again the car dealership was very pushy with PPI.
    You could get a free trial of your credit report,the account will still be on there,it only gives you 4 digits of the account number,but they may find you from this info,or ask your bank if they still have the DD info.
    And a Loan with Natwest 2003 - 2007 Again if i remember correctly the manager who submitted the application added the PPI and actually changed it to a request for a second hand car just so i was successful (it was not for a car but to pay back bank debts)

    If you paid this by DD then your bank may still hold this DD info,if they do the account number will be there,if they don't then ring Natwest and ask if they have info on you,if they don't,look on your credit file,and use the last 4 digits of the account number.

    When you have the account numbers,look here for reasons for mis sell
    http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#step2
    if any/all apply to you,then put a claim in.

    You will do all of the above,if you went to a claims co you will do all of the above,the only difference is the claims co will charge you a hefty % of any redress you may get back.

    If you need anymore help just ask.
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