Offer from Barclays - confused

amersall

zoe1234 wrote: »

Thanks for your help. I know Barclays will do anything to not pay out as much as they need to. They rejected once already so was pleased when they finally offered.

Ok, I will accept their offer. Was kind of miffed as its not as much as I thought getting the cash back but then like you say, my monthly payments will be reduced if I take the offer which in the long run will be better financially plus its still money that I wouldnt have got if I hadnt have been on this site.

Thanks again. Will look forward to my 4 week wait for the money.

Make sure they take the whole ppi amount off the loan balance.

amersall

ajay5021 wrote: »

Hi zoe

you said that barclays rejected you first? does this mean you challenged their final response letter? i had two claims rejected dont know if i should challenge them or not. thanks

If they have given you a final response letter you will have to go to FOS as Barclays wont deal with you now,what were the reasons they rejected,the reasons you gave for mis sell and is this a loan or Credit Card?.

dilus

amersall wrote: »

This is why this ppi is the most mis sold dilus :mad::mad:
You get the "ppi" back,but you are still paying this,this is front loaded ppi of the worst ever :mad:
But this is a win

Thank amersall, appreciate that, I didn't realise it stays on until term end :mad::A

zoe1234_2

amersall wrote: »

Make sure they take the whole ppi amount off the loan balance.

I think they will as they have set it out in the offer letter. With that extra £30 I am saving I can put it to one side and let it build up - so she says!!! I will prob end up needing it! LOL. Thanks for your help

zoe1234_2

ajay5021 wrote: »

Hi zoe

you said that barclays rejected you first? does this mean you challenged their final response letter? i had two claims rejected dont know if i should challenge them or not. thanks

Hello,

I had a first rejection listing a few things why they didnt think it was mis sold and said I could have a copy of the recording etc. with Amersalls help I wrote back saying it was unfair, have been a great customer with excellent payment record and wanted the recording so I could take further. I was expecting them just to send the recording but was fortunate enough to have an offer letter. It depends what they have replied to you and what you write back. I did sound quite harsh and said I will be changing accounts, dont know whether that worked. They are just trying to fob people off so they dont have to pay out but in the end they will have to.

amersall

zoe1234 wrote: »

I think they will as they have set it out in the offer letter. With that extra £30 I am saving I can put it to one side and let it build up - so she says!!! I will prob end up needing it! LOL. Thanks for your help

You are very welcome x.