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LloydsTSB Current Acc Application

skintdad
skintdad Posts: 203 Forumite
edited 8 February 2012 at 4:02PM in Budgeting & bank accounts
I have just applied for LloydsTSB Classic Current Acc. I got all the way through to end of the app online and it said thankyou, when we accept your application we'll send you account details in 7-10 days... Online banking log on details in 5 days...etc" does that mean its accepted or referred?
I have an old CCJ so was wondering if it'd affect my application. After I put my address details in it waited for 10 seconds processing til next page appeared. I assume it credit searched me then. Last page asked if I wanted to apply for overdraft

Comments

  • skintdad wrote: »
    I have just applied for LloydsTSB Classic Current Acc. I got all the way through to end of the app online and it said thankyou, when we accept your application ..

    Think youve answered your own question, sounds likes a referral.
    Can I find out my credit score?
    You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)
  • . After I put my address details in it waited for 10 seconds processing til next page appeared. I assume it credit searched me then. Last page asked if I wanted to apply for overdraft[/QUOTE]

    Yep, Should of credit checked there and then.
    If it gave you the option for an overdraft possibly sounds like you might be accepted. Good luck.
    Let the sunshine.
  • skintdad
    skintdad Posts: 203 Forumite
    it was option to apply for overdraft. i put no as i only want the account so i can open a savings acc for my son so don't want credit facilities
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