family history of cancer

MRSMATTHEWS2012

been trying to get life insurance to cover the morgage on our first home and they wont cover me for cancer i have never had cancer but my dad died of cancer when he was 57 and mum had breasts cancer 16 years ago when she was 48 ish (been clear ever since) any one know of any insurance companys that will cover me seems unfair as my mum can get life insurance as she has been clear for so long but i cant and i havent even got it!

ACG

Your best seeing an advisor.

If one of my clients disclosed this to me, i could fire the information off to the various insurance companies and see who would offer the best rates. It would take maybe a few hours for them all to come back to me.

Some will offer with a cancer exclusion (this is probably how your mum has got cover?), some will offer with a rating (ie a higher premium than you would usually get) and some may offer on standard rates. Not all companies deal direct with clients only the more general companies (Aviva, L&G, LV etc) the rest you have to go through an advisor.

kingstreet

MRSMATTHEWS2012 wrote: »

they wont cover me for cancer

Can you expand this, please?

Who won't cover you? Is this an exclusion, or are they refusing you life cover altogether? Did you apply for life cover alone, or was there critical illness cover and/or income protection included?

How old are you?