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Capital one Redress

I have today had a letter from Capital one up holding my complaint re PPI
Premiums £5420.54
Interest £78.75
Additional 8% interest £1969.46

Total amount £7468.75

Calculations date from Jan 2003 cancelled April 2008

I have spoken to capital one who claim there is no interest charged on PPI! Now would this be correct as when i had a claim with MBNA the interest redress was as much as the premiums paid.
If someone know the correct answer this would be great don't want to sell myself short on the money front lol:rotfl:
Payment a Day : Creation £1416.05 Cleared June 2017
Capital One : £2169.37 Cleared May 2018
M & S : £3207.29 Cleared May 2018
First direct £4900.00 Cleared July 2018
Next £2206 Cleared September 2018
Capital One Platium £2800.00 Cleared November 2018
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