Best place to tie up 15k for less than a year

colshandy

I have some cash I want to keep separate from my current account and earn a little for me. Will need it in less than a year to pay some tax.

Was thinking of premium bonds then thought of choosing the best from this lot for my time requirements.

http://www.moneysavingexpert.com/savings/savings-accounts-best-interest

Can anyone advise which of the above accounts would suit me best.

Or any other suggestions ?

Cheers in advance

Masomnia

If you've used your full cash ISA allowance for the year just go for the best instant access account.

If you haven't used your cash ISA allowance, go for the best instant access ISA and put the remainder in the best standard instant access account.

colshandy

question - if I stick it in an ISA paying interest which include a year bonus am I right in thinking I wont get the bonus part but will get the interest pro rata for how long it was in for on the anniversary of opening it ?

Cheers

atush

If you move your isa in less than a year, you can lose a bonus-but will depend on each acct rules- someeasy access will allow removal incl bonus if it is an easy access acct. So baically you nee to check terms and conditions carefully- but from what you said, you need an easy access one.