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Can i claim???

Hi, still not sure if i can claim back credit card PPI charges. I have had lots of cold calls and letters from companies saying that i have recently been discharged from bankruptcy. However i know i havent been discharged yet. I am still bankrupt, BUT can i reclaim PPI charges on credit cards dating back to 2005?? Any help would be much appreciated!

Comments

  • dunstonh
    dunstonh Posts: 118,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    It you complain either now or when discharged then any purchase that was made before you were bankrupt will not pay you the redress payment. It will go to the creditors you left owing money to.

    Whatever you do, do not use a claims company. If the complaint was successful, you would be billed by the claims company against the amount of redress paid out despite you not getting a penny of it. Decent and honest claims companies would tell you this and back down (and there is evidence that some do)
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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