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can someone help?

2

Comments

  • BigAunty
    BigAunty Posts: 8,310 Forumite
    1,000 Posts Combo Breaker
    There's no 10% tax bracket anymore.

    Thanks, I misread the table that the CAB supplied - the 10% only applies to savings, not employment income.

    http://www.adviceguide.org.uk/index/your_money/tax_index_ew/income_tax_rates.htm

    So basically the OPs partner should not be losing 20% of her entire gross wage to taxes, as approx a third of it is liable for tax.
  • mildred1978
    mildred1978 Posts: 3,367 Forumite
    agrinnall wrote: »
    £6.25 ph for a 37.5 hour week is a monthly take home of £887 (thanks to http://www.thesalarycalculator.co.uk/hourly.php). If she is not getting something like that then in all probability her tax code is either incorrect or it has been amended due to previous tax owed - standard tax code is 747L, what is hers?

    BR I would guess ;)
    Science adjusts its views based on what's observed.
    Faith is the denial of observation, so that belief can be preserved.
    :A Tim Minchin :A
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    If you are living together you are not entitled to income based JSA as it would be based on household income. You might be entitled to some LHA.

    This is the crucial point that you need to address before worrying about LHA. You're going to have an overpayment, if you don't already.
  • JD420
    JD420 Posts: 8 Forumite
    sorry all i got the hours wrong its 32 hours a week £6.25 an hour
    and tax code is 747L
    Freeriding,

    its riding, its free!
  • mildred1978
    mildred1978 Posts: 3,367 Forumite
    JD420 wrote: »
    sorry all i got the hours wrong its 32 hours a week £6.25 an hour
    and tax code is 747L

    She should be clearing £786.26 (net) per month. What's happening to the rest?
    Science adjusts its views based on what's observed.
    Faith is the denial of observation, so that belief can be preserved.
    :A Tim Minchin :A
  • JD420
    JD420 Posts: 8 Forumite
    She should be clearing £786.26 (net) per month. What's happening to the rest?


    she does 128 hours a month which comes to £800 gross

    34.53 NI and 53.60 paye deducted

    leaving £755 net
    Freeriding,

    its riding, its free!
  • rogerblack
    rogerblack Posts: 9,446 Forumite
    JD420 wrote: »
    leaving £755 net

    To emphasise OlderNotWisers point.
    At this salary level, if you are living together, you are not entitled to income based JSA, at all.

    Any JSA you have been paid will need to be repaid, from the time you moved in, if she has been constantly in work.

    If you delay reporting that you're living together, in addition to needing to repay the money paid, any future claim you make may be impacted, and you may be prosecuted for benefit fraud.
  • mildred1978
    mildred1978 Posts: 3,367 Forumite
    JD420 wrote: »
    she does 128 hours a month which comes to £800 gross

    34.53 NI and 53.60 paye deducted

    leaving £755 net

    So not the £600 you first said.

    128 hours is not 32 hours a week unless she's paid 4 weekly (ie 13 times a year, not 12).
    Science adjusts its views based on what's observed.
    Faith is the denial of observation, so that belief can be preserved.
    :A Tim Minchin :A
  • I presume the OP has gone to the tax office to tell them that he doesn;t want the £212 a month anymore..................... <rolls eyes>

    Although he never actually stated if they live together permanently.
  • I still dont understand what the OP wants!!
    Pay off all my debts before Christmas 2015 #165.
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