Paypal / NCO problems - Urgent!?

Mark_engage

Like the previous forum on this site I have had problems with Paypal. Over a year ago I sold a laptop and got the payment and sent it off. I then got an e-mail from paypal saying that is was fraudulent payment - after contacting them they needed sometime to look into it, I heard nothing despite e-mails etc. The next that I heard was that NCO their payment collection company was after me for about £233.00 - they keep ringing and calling and I have recived a letter and 'phone call off them this week - it seems like I am getting know where and today mentally resigned to paying it off and then I read the previous message on ebay. Can anyone tell me, I sent this item off, what happens if I do not pay NCO? Will this reflect on my credite rating, if it does I will pay them - if I dont pay them, what will happen? I could do with knowing so I know whether to just pay them or not so if anyone knows what will happen I would be grateful to hear. Thanks!

tab99_uk

tell em to f off they are only scaring you so you pay up m8

Mark_engage

So what happens if I dont pay? Is there any SERIOUS consequences? Court? affecting credit 'rating' etc?

Hintza

Don't know but I would tell em to take a hike....they accepted the payment on their system.....

Any mates who are lawyers....an official looking letter might help.

ehosin

hey..

check out : https://www.paypalsucks.com

loads of people have had similar problems like you...and it seems that the NCO arent being vigilant about collecting debts.. A friend of mine has owed paypal £93 since september, but theyve done nothing as of yet.

Outtathaway

Personally, if it was me I'd tell them to go away (well not in such nice terms) as the way I see it its their problem they accepted payment from a fraudulant source it should be up to them to sort it out. I mean one would assume they'd have some sort of insurance against this.

I mean if someone bought items off of Amazon using a stole card (etc) You wouldnt expect them to try and charge other users for the ammount that had been lost.

adam1987_2

ignore them , ive had the same trouble, ignore them and dont make contact, the will give up eventually

Sofa_Sogood

Outtathaway wrote:

Personally, if it was me I'd tell them to go away (well not in such nice terms) as the way I see it its their problem they accepted payment from a fraudulant source

To me, that sums it all up.

It's whoever's buying it. Except in extreme cases, they're not paying. Ergo, a non bidder or at worst, a fraudulent one, is a non payer.

From a buyers' point of view it's simple.

Good luck all the same.