The best way to invest 15k?

atush

I made money on gold by selling it in 2011, as I bought it when no one else was years ago.

But it isn't liquid, and it isn't low risk (ask those who bought at the peak last year) so doesn't fit the OP's question.

Derivative

Rob_D wrote: »

But if you look back through the years, when has it not been at an all time high?

I'll give this one a shot:

The entire period of 1981-2003.

If you bought an ounce of gold in 1982 (at the bottom) it'd cost about 300USD.
If you sold it in 2002, 20 years later, you'd get about... 300USD.

And no, the fact that those aren't the absolute best prices is not relevant, because the OP here wants an INSTANT ACCESS account. Generally people don't want to wait 5 years to withdraw their emergency savings...

edit: Oh, and over the same period, instant access savings accounts would have easily doubled your money. And the FTSE100 quintupled, excluding dividends.