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PPI should I accept offer?

I have had a credit card for a few years and was sold the PPI. I have sent the company a form about claiming the money back. They have made me an offer, but after looking at recent statements I know it doesn't cover what I actually paid.

I have asked them to send me the statements going back 6 years so that I can work it out properly.

Is it worth going after them for more? Some friends have told me to take the money offered as it could end up going to court etc..... and costing more money.

Has anyone else done this? Was it successful?

Thanks.
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