Pest control insurance cover

lovemilk

I've just renewed with L&V and they are trying to get me to include pest control cover - 20.00 as part of my home insurance.

What do you think? Is it worth taking out of not?

Many thanks

InsideInsurance

Havent read about it so..... what does it cover? what is the excess for a claim? does it count as a claim against your main policy?

Secondly, what sort of setting do you live in? modern suburbs? old rural property? victorian town centre?

The cost of pest control isnt massive, from my three limited experiences (1 hornets, 1 rats and 1 bats) but is more than a few pounds. I would be warey of it if it is going to count as a claim against my main policy due to loss of NCD and claims history loadings.

VictorM_2

I know removal of wasps and the like is normally part of Home Emergency cover - if you claim on a HE policy it should not hangs your claims history.

ihateyes

VictorM wrote: »

I know removal of wasps and the like is normally part of Home Emergency cover - if you claim on a HE policy it should not hangs your claims history.

depends who....

RSA class it as a claim.

infact their was a thread recently where RSA refused to renew as customer call out 3 times on the Home emergency policy.

geriann

i've got wasps!
should i tell my buildings or/and contents insurers?
i think the nest is in a wall or the attic.

magpiecottage

geriann wrote: »

i've got wasps!
should i tell my buildings or/and contents insurers?
i think the nest is in a wall or the attic.

If we get a wasp nest we get a chap in with a long lance he uses to pump insecticide round the entrance.

He charges £35 which is less than the excess anyway.

geriann

magpiecottage wrote: »

If we get a wasp nest we get a chap in with a long lance he uses to pump insecticide round the entrance.

He charges £35 which is less than the excess anyway.

ok, thanks.
good pooint about the excess amount. mine would be £100.