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Credit report question
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eaglesrjh
Posts: 376 Forumite
in Credit cards
Hi there. I have recently recieved my equifax credit report. experian and call credit on way.
I have a few questions.
Do i take it that everything on the report stays for 6 years regarless of what it was etc.
I.E I bought my wifes engagement ring on a 0% deal from the jewellers and paid it off by direct debit. the report says ended 21/09/04 does this now stay on report till 2010?
also on monthly status is it most recent month first?
And if something has an S to say settled does this mean closed?
Even if a credit card is closed does it stay on report for 6 years. however does it show as closed and does the limit on the report go to 0?
cheers for the help
I have a few questions.
Do i take it that everything on the report stays for 6 years regarless of what it was etc.
I.E I bought my wifes engagement ring on a 0% deal from the jewellers and paid it off by direct debit. the report says ended 21/09/04 does this now stay on report till 2010?
also on monthly status is it most recent month first?
And if something has an S to say settled does this mean closed?
Even if a credit card is closed does it stay on report for 6 years. however does it show as closed and does the limit on the report go to 0?
cheers for the help
if i had known then what i know now
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