We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Friday 27th Jan - What small DFW things will you be doing today?!

pixiechick99
pixiechick99 Posts: 3,731 Forumite
Part of the Furniture 1,000 Posts Combo Breaker
edited 27 January 2012 at 7:48AM in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!:D

Gooood morning everyone and happy Friiiidaaaaaay:T:T Phew, the weekend has arrived at last;)
I just work this morning today...I'll be free at 12, how very lovely. I do spend it going food shopping but that's ok, I quite enjoy it.
Ok, time for my cheery, smiley list:

:)check banking
:)check all survey sites
:)packed lunch for dd2, dd1's off school with a sore ear so at least she won't use her lunch card today;)
:)meal from stores tonight
:)dd2 out at a party tonight - I'll drop her, friend collecting to save me a trip
:)LSD - just groceries...from my list and visiting 2 shops for best bargains
:)Think about what I can get on ebay this weekend
:)walk to work
:)keep lights off/things unplugged if not used

Ok, that's enough for me for one day.
Have a great day:A
I really need to sort out a new signature!
«13

Comments

  • Morning pix, thanks for starting us off & morning to everyone else

    urgh I feel terrible :( felt so bad yesterday that I took the day off - really bad start to a new job. Still feel really rough today, but going to go in & just eat painkillers. Hope that the day goes quickly & then come home and crawl into bed...

    Small things

    :) checked banking
    :) did VSP & updated sig
    :) cancel going to my friend's and then out for drinks tonight - petrol & money saved :(
    :) breakfast, lunch & dinner from stores
    :) write letter of complaint to British Gas
    :) NSD
    :) will go to bed when I get in a 5

    hope you all have a good day x
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • Pernicious
    Pernicious Posts: 1,786 Forumite
    edited 27 January 2012 at 11:00PM
    Morning all,


    Thanks for starting us off Pixie, not sure if you saw my post last night but thank you for the meal ideas! Some great ones there :) Just need to work out if it's cheaper to make my own pasta bake sauces now...hmm. I wish I was finishing at 12 today too! But at least my supervisor isn't in so it should be a nice chilled out day.
    DNMS - Hope you feel better soon! At least you have the weekend to recover, what poor timing though!

    Today I will:-

    • Make a homemade juice
    • [strike]Make use of free milk/water at work[/strike]
    • [strike]Stay in for my lunchbreak to try & avoid spending[/strike]
    • [strike]Food from stores[/strike]
    • [strike]Log calories using free app[/strike]
    • [strike]Charge phone at work[/strike]
    • Check for surveys
    • Enter comps
    • [STRIKE]Check online banking & move funds around, yay for payday![/STRIKE]
    • [STRIKE]Try & keep the heating on low[/STRIKE]
    • Check out this week's flylady thread [STRIKE]& do something! - Really need to blitz the house tonight as the parentals & future in laws are coming over tomorrow...eek![/STRIKE]
    • [strike]Work on wedding related tasks[/strike]
    • [STRIKE]Take a look at diary to ensure I am up to date & prepared for everything coming[/STRIKE]
    • [STRIKE]Check ebay & send reminder if last item has still not been paid for by this evening[/STRIKE]
    • Check cashback
    • [STRIKE]Dinner from meal plan[/STRIKE]
    • [STRIKE]Pop to Mr T's - STICK TO LIST LIKE GLUE or budget will be a failure, which means Hawaii will be a failure! & I really don't want that...[/STRIKE]
    • [strike]Print something from work as my black ink cartridge is running low...[/strike]
    • [STRIKE]Use Mr T's voucher before it runs out[/STRIKE]
    • [STRIKE]Washing on eco setting[/STRIKE]
    • [STRIKE]Hang up to dry[/STRIKE]
    • [STRIKE]Keep lights off/things unplugged if not used (Stolen from Pixie! But I do this anyway)[/STRIKE]
    So much to do, so little time...better get cracking as I have that dreaded thing called "work" to do before I can get on with my other work listed above!

    Have a great, MSE day everyone x

    EDIT:- Yay bullet points are back!
    :idea:Debt at July 2012: £12,862.57 :eek:
    :dance:Current Debt: £0 :j
    100% paid off!
    :think: Savings Goal for November 2016: £5000 :cool:
    :D Current Savings: £1176.24 _party_
    23.52% Saved!
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    morning all. thought I'd post before school run this morning

    Thanks Pixie for starting us off
    DNMS hope you are feeling better soon.

    *waves to everyone else*

    my list for today

    Check banks
    Meals from stores
    Heating on low
    HC
    Packed lunch for DH
    Walk 5000 steps
    NSD
    Daily clicks
    Track food on phone app
    Ring venue for birthday party
    Wrap present for friend's new baby
    Sort another box from dining room

    that's me for today I think


    Happy Friday everyone
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • josiebabie
    josiebabie Posts: 1,224 Forumite
    Tenth Anniversary Combo Breaker
    Morning all!
    Had a lovely eve last night with friend, she bought dessert of banoffee pie and we put the world to rights :-D
    This is me:-
    - Checked bank
    - Paid bills
    - Did washing up, hot water heated on eco7
    - Mr T's at lunch, no other time to do it today!
    - Date tonight with new 'old' boy
    - Locate stock of clear back bra to buy tomorrow when I finish work!
    - 1x purge opportunity today
    - Sparkle!

    Jx
    Nothing to report as yet...give me a minute...!
  • Good morning all, and thanks to pixie for starting us off today. Hope you feel better soon DNMS. I'm sure work will understand!

    My list so far:
    • HM pumpkin and walnut loaf for breakfast
    • checked banking - salary gone in thanks to me :T
    • checked for surveys
    • made packed lunch
    • fed and watered the chickens
    • boxed half a dozen eggs for a customer
    I will also:
    • knit at lunchtime to avoid the shops
    • drink free coffee at work
    • keep an eye on surveys
    • charge phone at work ready for the weekend
    • get a lift home with a colleague
    • have a relaxed evening and look forward to the weekend!
    Catch up later
    stitchy x
    Making magic with fabric
    Light travels faster than sound. This is why some people appear bright until you hear them speak.
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    yay to the bullet points being back
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • pixiechick99
    pixiechick99 Posts: 3,731 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Pernicious wrote: »
    Morning all,


    Thanks for starting us off Pixie, not sure if you saw my post last night but thank you for the meal ideas! Some great ones there :) Just need to work out if it's cheaper to make my own pasta bake sauces now...hmm. I wish I was finishing at 12 today too!
    EDIT:- Yay bullet points are back!

    I've just gone back and seen your reply now:D
    As for quesadillas, I just buy a packet of tortilla wraps and chuck in cooked chicken, peppers, onions, salsa and cheese - in a frying pan and instead of plonking another tortilla on the top, I fold one half over so it looks like a calzone pizza thing. With tacos I do buy a pack, I might look into buying the seasoning separately then I could just buy the taco shells not the kit. But the Tesc0 own kit wasn't too costly, about £2.20...and we have a few shells and meal left over which we have for lunch the next day:D
    With pasta bake I only ever use single cream - or I used to use condensed mushroom soup - that was a yummy one but I think my girls would trun their noses up so I don't have it now;)
    I think my meals are all boring...same old things, so I'm looking out for new ideas:)
    I really need to sort out a new signature!
  • Perni - I tried to think of what I cook yesterday but my brain wouldn't have it!

    I never buy sauces and make my own, often a tin of toms, some dried herbs, whatever veg is lurking & then a sprinkle of grated cheese bung it in the oven mmmm

    I've been using this website recently

    http://resourcefulcook.com/

    do you have a slow cooker? Often I just bung a load of things in it in the morning - this week I did a pork casserole - 2 chops cut up and browned off, 2 onions, a couple of apples cut up into chunks, a little cider and a stock cube and a little water. The boys loved it and it cost pence
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • Wannabe01
    Wannabe01 Posts: 573 Forumite
    edited 27 January 2012 at 8:37PM
    Good morning everyone, This morning is going to be rather hectic.
    Pixie – Thanks for starting us off today

    List for today

    :)School runs done
    :)Take dd to baby group done
    :)Catch up with emails done
    :)Set up new phone done
    :)Catch up with the laundry
    :)Surveys – inbox, one poll, lightspeed done
    :)Start working on my new job 3pm – 7.30pm done
    :)Daily clicks, swagbucks, superpoints, cashback, swapits done
    :)Free bingo
    :)Attend Scottish afternoon at the school done
    :)Do required ms work done
    :)Check washing on the airer move to ironing pile if dry done
    :)Do some of the ironing pile
    :)Sort meals and make a shopping list
    :)Food shopping
    :)Look into increasing income and idea that I had
    :)Do some course work – chemistry
    :)Sort to do list for the weekend work in progress
    :)Look into available jobs
    :)Start to organise diary for next week work in progress

    I think that is everything that needs to be done today.
    Aiming to get Debt Free.
  • Good morning everyone, Thanks Pixie for starting us off, Josie good luck on your date, DNMS hope you feel better! You should do the weekend is nearly here!!

    Pernicious - Tomato passata is great to make sauces, you can get it for between 25p and 29p and I add herbs and garlic to it. One small carton generally does 4 adult meals, 2 childrens meals. It tastes great even just on plain pasta with some cheese.

    Well the sun is shining, going to have a LSD as going to take DD to the play place, will be nice to go for a walk too.

    Heres the list:

    :) Wrap up ebay parcels and send - all 12
    :) Clean round kitchen and sweep floor
    :) Take dry washing of of airer
    :) If theres space do a load of washing - only ever on 30!
    :) Meals from stores
    :) Have a tidy round DD's bedroom
    :) List 2 items on ebay
    :) Check bank account - all looking ok, need to do some maths!
    :) Withdraw the £35 from paypal account! :D
    :) NO DRIVE DAY!

    Thats me for now! Have a good day! xx
    :j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :j
    May 2018 Debt free date - Mission to clear before!
    Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.