Income Ins' w/ Norwhich Union. Cheap, but good value?

dbuk44

Hi!

Has anyone had experience of Norwich Unions Income Protection product?

I`m seeking to maintain lifestyle in the event I get sick or injured and cannot continue in my existing job.

The Norwich product appears to offer:
- Only 60% of my current gross monthly income (but tax free.. thereby making up a portion of the difference)
- Monthly payouts from the end of my employers 12 month sick pay scheme, all the way to my retirement
- Eligibility to claim at the point I cannot do my current job (e.g. not any job)

I was quoted £19/mo

Is this a good deal?
Can anyone recommend similar products?
Anything I should be aware of for this particular product??

Thanks!