We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Halifax over overdraft
Options
einalem
Posts: 83 Forumite
I have a big OD and have been paying the fees monthly(it is over 2500) so around 60 a month on fees(for about 9 months)
I have not been able to pay off any of the balance as just about managed the fees
my husband has not had any work now (agency staff) and I am a student so this month cannot pay the fees so it will go into unarranged OD
has anyone been in this situation? what are the halifax like if I asked to go on a payment plan? at the minute I could afford only £25 per month but I graduate soon and have a job so could increase this to £100 come the summer so I do want to pay it off, just in a bit of a pickle at the minute.
I cannot have a student account incase anyone suggests as I had this for over the max years they allow and I have defaults within 6 years so doubt I could transfer the balance somewhere else:(
I have not been able to pay off any of the balance as just about managed the fees
my husband has not had any work now (agency staff) and I am a student so this month cannot pay the fees so it will go into unarranged OD
has anyone been in this situation? what are the halifax like if I asked to go on a payment plan? at the minute I could afford only £25 per month but I graduate soon and have a job so could increase this to £100 come the summer so I do want to pay it off, just in a bit of a pickle at the minute.
I cannot have a student account incase anyone suggests as I had this for over the max years they allow and I have defaults within 6 years so doubt I could transfer the balance somewhere else:(
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.8K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.7K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards