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Hi all,
Im a little unsure exactly who/what I can claim? Does it cover, home insurance & mortgage, or is it only credit cards and loans?
Also, all the ones Im thinking I may be able to claim from are paid in full and closed or over 5 years old, is it still worth a letter?
Many thanks

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  • dunstonh
    dunstonh Posts: 119,640 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Im a little unsure exactly who/what I can claim?

    It is not claim but complain. You have a right to complain about any product that was mis-sold or set up incorrectly.
    Does it cover, home insurance & mortgage, or is it only credit cards and loans?

    Anything can be mis-sold or set up correctly. Whether it was or not is a different matter.
    Also, all the ones Im thinking I may be able to claim from are paid in full and closed or over 5 years old, is it still worth a letter?

    There are some limitations but mostly the major issue with cases from long ago is lack of documentation and perhaps a lack of credibility in some cases.

    Why do you think you were mis-sold your home insurance or mortgage?
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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