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Company says it has no papers

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shilloh
shilloh Posts: 3 Newbie
edited 25 January 2012 at 11:07AM in Reclaim bank & credit card charges
Hi Martin ,
I contacted santander ( account originally with alliance & leicester) about my morgage account to find out if i"d paid a PPI.I sent them details of the morgage address plus the names and D.O.B for myself and my wife as we were both on the morgage and told them I no longer had any paper work .Santander wrote back saying they are unable to locate my details and require the morgage account number ,
I no longer have this ,what can I do ????

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  • dunstonh
    dunstonh Posts: 119,754 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I no longer have this ,what can I do ????

    Ignoring the fact that MPPI has lower success rates anyway than loan and credit card and you need stronger complaint reasons to succeed, if you cant show where it was wrong they cant show if it was wrong then there is nothing you can do about it.

    The other issue is that if you bought via a mortgage adviser then the lender has no responsibility for it and wouldnt have records on it. So, that could be why they have nothing.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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