Wednesday 25th January - What small DFW things will you be doing today?!

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!

Morning everyone :wave: hope you're all well

List for today:
* checked banking
* brekkie, lunch & dinner from stores - LO chicken enchilladas tonight mmmmmm
* read Martin's email
* Paint bathroom tonight
cleaning & prep for party tomorrow
* buy bits from Tescos while in town for party tomorrow - bagettes and salad
* meat out of freezer for party
* go for a run
* write letter of complaint to BG

Perni - saw your post re going to Brighton for your hen do. Have a look at St Christophers Inn. Its a hostel, I've stayed there a couple of times, once at a hen do and we got a couple of the dorms. Very cheap and cheerful, much better than the travel lodges in Brighton. Last night I stayed it was £18 for the night x

Think that's my lot everyone, have a good day x

Nottoobadyet

I'm just here to find out how Josie's date went

poodlegal

Thanks Mrs, hope the date went well josie:A

Today:
Do 2 hours gardening work, hope the weathers ok Done, weather ok!
1 dogwalk Done
Leftovers for tea from last night Done
Go for a run Not done, rubbish!
Do pilates workout Will definately do this eve as no running
Packed lunch for kids Done
Get in control of mountain of washing Partially Done!
List at least 1 thing on ebay Done!
Have a NSD DONE

Have a good day everyone!:rotfl:

josiebabie

Lol morning determined and NTBY! Thanks for your good luck vibes yesterday!
It went really well, he is lovely if not a bit difficult to keep up with-he talks more than me! Put that down to nerves though and will definitely be seeing him again. :-) oh and he paid...what a gent! He text me on the way home saying he had the most amazing time. Not bad for dinner and a drink! Lol
This is me:-
- Checked banking
- Breakfast from home stores
- Lunch mustered together from home
- 1x purge opportunity
- Sell labour!!!
- Netball tonight, will take own water bottle
- Sparkle!

Jx

Pernicious

determined_new_ms wrote: »

Perni - saw your post re going to Brighton for your hen do. Have a look at St Christophers Inn. Its a hostel, I've stayed there a couple of times, once at a hen do and we got a couple of the dorms. Very cheap and cheerful, much better than the travel lodges in Brighton. Last night I stayed it was £18 for the night x

Ooh thank you! £18 would definitely be a nice price, I'll check it out later Thanks for starting us by the way.

Nottoobadyet wrote: »

I'm just here to find out how Josie's date went

Haha! :rotfl:

josiebabie wrote: »

Lol morning determined and NTBY! Thanks for your good luck vibes yesterday!
It went really well, he is lovely if not a bit difficult to keep up with-he talks more than me! Put that down to nerves though and will definitely be seeing him again. :-) oh and he paid...what a gent! He text me on the way home saying he had the most amazing time. Not bad for dinner and a drink! Lol

Aww glad you had a good time & it went well!


Morning all!

Better be quick as I don't want to be late for work...should be leaving soon & still need to get dressed, eek!

Today I will:-

• [STRIKE]Make a homemade juice[/STRIKE]
• [strike]Make use of free milk/water at work[/strike]
• [strike]Stay in for most of my lunchbreak to try & avoid spending[/strike]
• [strike]Post ebay item[/strike]
• [strike]Food from stores[/strike]
• [strike]Log calories using free app[/strike]
• [strike]Charge phone at work[/strike]
• [STRIKE]Check for surveys- Hope for better luck with this today...[/STRIKE]
• Enter comps
• Check online banking
• [STRIKE]Try & keep the heating on low[/STRIKE]
• Check out this week's flylady thread & do something!
• [STRIKE]Work on wedding related tasks[/STRIKE]
• [STRIKE]Take a look at diary to ensure I am up to date & prepared for everything coming[/STRIKE]
• [STRIKE]Check ebay[/STRIKE]
• Check cashback
• [STRIKE]Dinner from meal plan[/STRIKE]
• [STRIKE]Take refillable water bottle to TKD[/STRIKE]
• [STRIKE]Read Martin's email[/STRIKE]
• Try & get an early night

Have a great, MSE day everyone x

ziggy2407

Good Morning all

DNMS - Thanks for starting us off
Josie - Glad you had a great time
Perni - Your Hen night plans/ideas sound great, cant believe how some hen nights take as much planning as the wedding these days, lol, 20 hears ago (this year) we just went to "town"


Today's little list (very repititive but helping at the moment)

Check Banks - Done
Check Swapits - Done
Check for surveys (I WILL DO THIS TODAY)
Update food tracker (20lb off up to now since Sept) - in progress
Read ("Hannah's List, Debbie Macomber") - in progress (I have a pile of books that Im determined to read this year and then clear out)
Comps
Try to sparkle -
Quick tidy round
Aqua-robics at 10am (walk there and back)
WW weigh-in tonight
Few bits to file/shred
Sort kitchen table (has become a dumping ground)

Visit mum on way home from leisure centre and hope we can avoid the dreaded "funeral" talk - I really dont feel like talking about it, I know its good that she wants to plan and sort in advance but I worry she's giving up too (selfish, I know, sorry)

Hope you all have a great day, love to you all

C x

stitching_witch

Good morning DFWers and thanks to DNMS for starting us off today. Glad it went well last night Jo; I hope to hear all about it soon

Today is a Stitching Witch day, after I've done some housework and been to town. My days off always seem to be filled with chores rather than earning money


So far:

• fed and watered the chickens
• checked banking
• checked for surveys
• skim-read Martin's email

I will also:

• take a bag full of stuff to the CS to clear a space in the hall
• take 3 bags of coins to pay into the bank reducing the massive overdraft by £12
• keep an eye on surveys
• investigate an alternative phone/internet provider as ours is currently £52.50pm :eek:
• make a spotty apron to sell
• get a corset sample stitched together ready to embroider
• DH to make bread
• make HM chicken and mushroom pie from left over chicken casserole
• make cakes and biscuits to freeze
• no NSD as the car parking is :eek: in town

Another busy day ahead so I'd better get dressed I suppose.
stitchy x


Edit - what happened to my bullet points?? They are all there in the draft copy but don't appear here!!

La_escocesa

I love my new phone - can catch up with you guys on the way to work

Thanks for brightening my morning!

I'll post properly if/when I get a min in work or later tonight xx

...must stop typing - got a bit travel sickness coming on!

JustDave_2

Good morning all!

Today I have or will:

Check online banking
PaD
Pay CC and Overdraft - payday! :beer:
Charge phones and iPad at work
Drink 2 litres of water from work
Aim for another NSD

Have a great day everyone

starnac

morning all

Thanks you DNMS for starting us off.
NTBY how nosey!!!!! (saves me asking )
Josie glad it went well and you'll be seeing him again. I talk too much when I'm nervous so I would def put it down to that
Ziggy surely you are too young to have been married 20 years :eek:
Stitchy hope you have a lovely stitching day. I need to get back in my sewing room to make an outfit for my birthday. I know exactly what I want just need to find the material and get started.

*waves to everyone else*

my list for today

• Check banks
• Meals from stores
• Heating on low
• HC
• Packed lunch for DH
• Walk 5000 steps
• LSD bus fare to coffee morning
• Daily clicks
• Track food on phone app
• Coffee morning. Get my breakfast made for me and plenty of babysitters who line up for a hold of DS
• sort another box from dining room
• ring venue for birthday party for more info

that'll do for me. Must get going to catch the bus.

Happy Wednesday everyone

ETA My bullet points have disappeared too. Has Martin stolen them?

janey183

morning all

nsd for me so boring!