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Keep getting charged!
Comments
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Not really - a bank might write off the charges once or twice in goodwill but they would expect you to have learned from that and modify your behaviour.
As I said above, if you want to continue doing this a formal/arranged overdraft is the way to go.
Banks do have the 'right of offset' and HSBC once used this to help me avoid charges (a very large cheque clearing early when they funds were in my savings account) but are generally criticised when they do.. so probably use it less now unless they themselves are owed money.
Regards
Sunil
I think a formal overdraft is a pretty good idea. It would give me more time to transfer money and help me avoid charges. How do I get one?0 -
I think a formal overdraft is a pretty good idea. It would give me more time to transfer money and help me avoid charges. How do I get one?
You would need to ask HSBC. Details of their overdraft service are here
You can apply online via internet banking. Usually its free to do so but I think if you have used an informal overdraft in the last 6 months then their may be a charge..
Regards
Sunil0 -
Okay, cheers0
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