benefit cap and rents

Conrad

Good see we are trying to get back to a more responsible society.

I've been arguming on DT that in years past people cut thier cloth according to thier means, a concept seemingly totaly lost on the entitlment brigade. One thread starter is actualy arguing it's thier right to have a 5th child (by accident perhaps) and not be penalised by the cap, rather than thier responsibility to plan and save or have the snip like the rest of us do.

Others are arguing they are just somehow entitled to x income otherwise they cannot afford to live as they wish. What happened to starting low and building up, my FIL had to supplement his farming income with a paper round in the early years and slowly but syrely they built a live. It wouldn't have enetered thier heads that somehow they are just entitled to handouts and top - ups.

HappyMJ

pqrdef wrote: »

Oh goody - the return of the slum.

In my area there are some quite reasonable properties available for less than the LHA rate. They are not slums. They might not be modern or comfortable but it is a flat/house with a roof over it.

For £26,000 in benefits a family of 2 adults and 6 children could quite comfortably find a nice sized 4 bedroomed house for less than that here in the east midlands and still have plenty of money left over.

Killmark

Blackpool_Saver wrote: »

Would that be the cap if they had one child or five? I mean will they get the same amount?

Edited to add, have read a bit more now, but still can't get any full explanation, it says £500 per week for people with children and £350 for people without, not including disability claims, I wonder if that includes council tax?

Ah yes I misread.

Yes would include council tax benefit, don't think it includes exemptions.

The_White_Horse

a friend of mine worked for a charity whose slogan was "Single Mothers are Brilliant" - are they? some might be ie the wife of someone who unexpectedly dies or cheats on her and leaves, but some are just [EMAIL="sl@ggy"]sl@ggy[/EMAIL] scum.

alfchild

I agree with things but people seem to think everyone who does this is a dosser and never worked. I am married, 4 children 17, 15, 12, 3, worked until I was 32 and had 2 strokes I have a heart condition, which I had to stop work. I have a home which is adapted and because of this the Housing association asks more for the rent (£110 per week), it is also classed as a band c property (which isn't my choice) but will now i will have to find somewhere thats not suitable for me (which theres not alot round here less rent also) or my children loose they're money. I don't think these situations have been thought about. The money we receive is £200 for the children (this was underpaid last year so extra has been paid to this) £140 contribution based ESA. Then child benefit and the rest council tax and rent which we don't see and paid direct which takes it just over.

I repeat I have worked, paid contributions and had children BEFORE I had to stop work - just clearing this as I get abit fed up of people assuming you never worked and just have children for the money. Its more about the rent that we wouldn't beable to afford eating into the rest. If anyone can find me a property round Lancashire 4 bed thats less and adapted for disability I would appreciate it especially since this is only a 3 bed too

HappyMJ

alfchild wrote: »

I agree with things but people seem to think everyone who does this is a dosser and never worked. I am married, 4 children 17, 15, 12, 3, worked until I was 32 and had 2 strokes I have a heart condition, which I had to stop work. I have a home which is adapted and because of this the Housing association asks more for the rent (£110 per week), it is also classed as a band c property (which isn't my choice) but will now i will have to find somewhere thats not suitable for me (which theres not alot round here less rent also) or my children loose they're money. I don't think these situations have been thought about. The money we receive is £200 for the children (this was underpaid last year so extra has been paid to this) £140 contribution based ESA. Then child benefit and the rest council tax and rent which we don't see and paid direct which takes it just over.

I repeat I have worked, paid contributions and had children BEFORE I had to stop work - just clearing this as I get abit fed up of people assuming you never worked and just have children for the money.

You would be exempt so don't worry about it. Anyone living in a adapted housing association property will be exempt. Almost everyone in a housing association property will be exempt anyway. The legislation is trying to stop people paying huge amounts for inappropriate private rentals.

alfchild

HappyMJ wrote: »

You would be exempt so don't worry about it. Anyone living in a adapted housing association property will be exempmt. Almost everyone in a housing associatin property will be exempt anyway. The legislation is trying to stop people paying huge amounts for inappropriate private rentals.

Thankyou I've been panicing. Just I've had to fight for alot of the disabilty rights and people just seem to place you in the same boat. Its soooo annoying when you didn't choose to be in that position and stop work.

thankyou

silvercar

If we are to believe all we read, a lot of private tenants on benefits have built up arrears. Once these arrears amount to 2 months rent, the landlord is entitled to demand the local authority pays the landlord direct. So there are probably a lot of private landlords receiving rent direct from the LA. If these benefit caps come into force, will the landlord continue to receive the rent (assuming it is less than £500 per week) and the tenant receive reduced benefits?

property.advert

There are huge swathes of London where rents are artificially high due to this ridiculous Local Housing allowance (LHA). Of course, at the LHA level, you have the dross and better property is priced higher than the LHA. What needs to happen is to remove the LHA to let the market establish a fair rent, which will be down on the current figures.

LydiaJ

Today was the first day I heard people IRL discussing the same stuff as I read being discussed on here. One guy at work was explaining the benefit cap to another guy at work, and both were agreeing they were in favour of it. One of them was quite irate about the unfairness of lifestyle benefit claimants getting more than he used to get while working FT, but both agreed that benefits were a good thing for people who needed them - temporarily unemployed and genuinely looking for work, disabled, caring for disabled children, etc. It was rather like being on here, except that it was live rather than typed.