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Benefits confusion!

My partner and I are looking into buying a home. We currently don't live together he works full time and earns 22k pa and I am a full time mum and receive child tax credits, child benefit, income support, housing and council tax benefit. I was wondering if anyone could tell me what we would get if we moved in together as all the benefits calculators online are giving me different answers :/, Thanks.

Comments

  • You will still get child benefit & probably the tax credits too, although this may reduce because your partner will be living with you. Also if you're buying a house I believe you're no longer entitled to housing benefit.

    As far as income support goes, I dont know as much as some of the experts on here, but I don't think you'll receive this anymore as your partner is earning a relatively good wage. I think the council tax benefit is linked with receiving income support isn't it? In that case I'd expect that to go too.

    As I said though, I don't know as much as some people on here, so experts feel free to correct me if I'm wrong.

    Bear in mind though the positive points of moving in together. You will live together, which is the main bonus. You will hopefully be able to get a mortgage so will be on your way to owning your own house. You'll only have one household now so the expenses will be lower than running the 2 households that you both run at the moment.

    Hope it all works out for you

    x
  • karenx
    karenx Posts: 4,988 Forumite
    You will lose income support as no longer a single parent. You will also lose housing benefit and poss all your council tax benefit as your partners on a good wage. Keep child benefit and a little child tax credits
  • As others have said you will definitely keep the Child Benefit and some CTC but as for everything else that will go as your partner is on a good wage.

    I am the sole earner as my husband stays at home to look after our son and we get Child Benefit and thats it, I earn only a little more than your partner does so cannot see you getting anymore than us.
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