Can i be reigstered keeper of car but DH main driver?

go_cat

renewal due and some now give the option of other drivers being the main driver

Am I doing anything wrong by doing this

We are married and have 2 vehicles if that makes any difference ?

BoGoF

Well who is the main driver?

go_cat

usually my husband but not by much lol

Blackpool_Saver

the main driver is the main driver

go_cat

Blackpool_Saver wrote: »

the main driver is the main driver

But should the main driver be the registered keeper or doesn't it matter nowadays?

Andy_L

go_cat wrote: »

But should the main driver be the registered keeper or doesn't it matter nowadays?

Legally it doesn't matter (indeed the registered keeper doesn't have to be the owner), however many on-line systems get confused if those 3 options aren't the same person

nashly

Does DH mean !!!!!! head ?

p00hsticks

go_cat wrote: »

But should the main driver be the registered keeper or doesn't it matter nowadays?

The registered keeper and main driver can be different (until recently I was the registered keeper of our car, even though I don't drive - my OH was the main driver). However, we did find it limited our options when it came to looking for insurance. To get an online quote or use a comparison sites, in most cases we found you are asked to confirm that the owner, registered keeper and main driver are all the same person. If you phone up individual companies, they can usually give you a quote, but I'd suggest you should avoid having the two different if you can. (Obviously you have to be honest about who the main driver really is).

CKhalvashi

Andy_L wrote: »

Legally it doesn't matter (indeed the registered keeper doesn't have to be the owner), however many on-line systems get confused if those 3 options aren't the same person

My cars are registered to *** Media Ltd, whilst the insurance is held with my as the main driver.

nashly wrote: »

Does DH mean !!!!!! head ?

DH means OP’s equivalent of me...Darling husband

mikey72

CKhalvashi wrote: »

My cars are registered to *** Media Ltd, whilst the insurance is held with my as the main driver.



DH means OP’s equivalent of me...Darling husband

*** Media Ltd is the policyholder though?

mikey72

p00hsticks wrote: »

The registered keeper and main driver can be different (until recently I was the registered keeper of our car, even though I don't drive - my OH was the main driver). However, we did find it limited our options when it came to looking for insurance. To get an online quote or use a comparison sites, in most cases we found you are asked to confirm that the owner, registered keeper and main driver are all the same person. If you phone up individual companies, they can usually give you a quote, but I'd suggest you should avoid having the two different if you can. (Obviously you have to be honest about who the main driver really is).

I've never had a problem.
We swapped several cars ago.
I'm policyholder and main driver on my wife's car, and vice versa.
When we replace them, we just register them to each other.

I suppose next time we change we should try to remember to register them both to her, them one to me again the time after.
(Hers is due to change next)