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willarikk

Hello,

Just a quick question. I bought a car 3 years ago from a dealer who also arranged my finance, this is for 4 years. You know how it is, excited on the day of picking up the car, sign the docs and drive off into the sunset.

Well, I was just going through my filing cabinet and was perusing paperwork prior to shredding. Whilst doing so I noticed I had RTI (GAP Insurance) included in the transaction and did not know it.

I rang the dealer and they said I signed the document and must have known. The documents are unclear, carbonated paperwork so this is questionable, but more to the point I have been advised that the RTI insurance is not fit for purpose as it is only for 3 years and the loan is for 4 years so in affect this have been mis-sold. Does anyone have any advice on this one?

di3004

Hi there

I am aware there are a few on here who have had GAP insurance, so hopefully they will post up soon and explain on what this insurance entails, but otherwise ask for a copy of the policy and they should send a free copy in the post.

Take it from there.;)