£35 Peacocks gift card and can't spend it

mattyprice4004

!!!!!! wrote: »

You're at the bottom of a long list of unsecured creditors.

If they get 5p in the pound (optimistic!) then for £35 of vouchers you'll receive £1.75.

Not worth chasing TBH.

Cookiepops

I asked for Peacocks vouchers for Xmas so I could buy some new clothes for my summer holiday. I now have £80 of unusable vouchers:mad:

lisyloo

Chargeback is a process that allows you ask your card provider to reverse a card transaction if there is a problem with goods you have purchased..

You purchased a giftcard, you got a giftcard. I'm afraid there is nothing wrong with that transaction.
I don't think card companies will be obliged to refund.
That doesn't mean they won't and the service received could vary amongst the card companies, but I don't think we (including myself) have any right here.
I have put in a dispute anyway on the off-chance my card company wants to show me good customer service.

arcon5

lisyloo wrote: »

You purchased a giftcard, you got a giftcard. I'm afraid there is nothing wrong with that transaction.
I don't think card companies will be obliged to refund.
That doesn't mean they won't and the service received could vary amongst the card companies, but I don't think we (including myself) have any right here.
I have put in a dispute anyway on the off-chance my card company wants to show me good customer service.

But the gift card is not fit for purpose. It would be like buying a car but them not supplying the wheels. The only problem is the bank may not be able to recover the funds via a chargeback, leaving the only other option S.75 where applicable, or being an unsecured creditor (in which case your pretty much saying bye bye to your money)

Farepak_Victims_Committee

We need to regulate the Prepayment Industry. The Farepak Victims Committee has set up this Government E-Petition - Please support.

Google Farepak E-Petition.

Thank You

Farepak_Victims_Committee

PRESS RELEASE


The Farepak Victims Committee has called on the Government to intervene and speed up the liquidation process.

Louise McDaid, Chair of the FVC, commented, "It is simulteneously sad and a scandal that 200 people have died before receiving a single penny compensation due to the long drawn out process of liquidation yet the Banks and the Liquidators have been paid out. How can this immorality be justified?"

"I would urge everyone to support our Government E-Petition. There needs to be regulations put in place to stop this from ever happening again".

vicmorrow

Farepak_Victims_Committee wrote: »

We need to regulate the Prepayment Industry. The Farepak Victims Committee has set up this Government E-Petition - Please support.

Google Farepak E-Petition.

Thank You

Prepayment Industry? How do you propose you regulate it?

Farepak_Victims_Committee

The FVC wrote a letter to Tesco and asked them to protect their Savings Club (also not regulated) and were told that they had been asked to set up a "PREPAYMENT GUARANTEE" but they have refused, they will wait until Government brings in regulations that makes them!!!!

Farepak_Victims_Committee

Change Unsecured Creditors to Preferred Creditor - New Zeland has.

lisyloo

But the gift card is not fit for purpose.

Good point.

The only problem is the bank may not be able to recover the funds via a chargeback

I could be wrong here, but I was under the impression that chargebacks went to the retailers bank and hence worked when a company no longer existed.