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How do banks / financial institutions verify who you are - and how to improve chances

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Comments

  • stclair
    stclair Posts: 6,855 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    jfh7gwa wrote: »
    Just for the record, I've written a letter to each of my bank accounts / financial institutions and requested they change my name from Alison D. Jones to just Alison Jones (for example).

    Hopefully this should make things easier in the future. it certainly can't make opening accounts any more hassle, can it?! :rotfl:

    Why did you just not add an alias with the CRAs?
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
  • meer53
    meer53 Posts: 10,217 Forumite
    Tenth Anniversary 10,000 Posts Combo Breaker
    Maybe it's because you are both applying for the same accounts at the same time, both living at the same address ?
  • jfh7gwa
    jfh7gwa Posts: 450 Forumite
    stclair wrote: »
    Why did you just not add an alias with the CRAs?

    Kind of wanted to fix the potential issue at source... and this way I get to remove my middle name from future cards too :D Also I don't really know how to do that, it was just a postal statutory report we got before.. not an online access or anything (I know, from browsing the credit card forum, some folk do this monitoring on an on-going basis).

    Meer53... didn't realise that would be an issue? Interesting to know though.:)
  • stclair
    stclair Posts: 6,855 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    jfh7gwa wrote: »
    Kind of wanted to fix the potential issue at source... and this way I get to remove my middle name from future cards too :D Also I don't really know how to do that, it was just a postal statutory report we got before.. not an online access or anything (I know, from browsing the credit card forum, some folk do this monitoring on an on-going basis).

    Meer53... didn't realise that would be an issue? Interesting to know though.:)

    Well I did a similar thing to you took ages to sort out though. My surnames double barrelled it can cause a right head ache at times.

    In the end I had to add loads of alias`s lol
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
  • stclair wrote: »
    Well I did a similar thing to you took ages to sort out though. My surnames double barrelled it can cause a right head ache at times.

    In the end I had to add loads of alias`s lol

    Here here right pain
    Can I find out my credit score?
    You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)
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