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Benefits my family and me ??? ??? ???

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  • three children and she is on middle rate
  • rotoguys
    rotoguys Posts: 599 Forumite
    RAS wrote: »
    Go to www.turn2us.org.uk for benefits advice.

    You do realise that if you go BR, you may well be ableto keep the house?

    Stop paying the unsecured debt NOW.

    Start paying the mortgage properly.

    Apply for benefits to help you pay the mortgage.

    You can but only if the property is 'professionally valued' as having no equity. The decision however still rests with the mortgage company, even if you go bankrupt, if they will allow you to continue to live there.

    You are best advised to start making the full payments to the bank and not just the interest as that is not paying the debt off nor will it give the bank confidence that you can pay your way.
  • merlin68
    merlin68 Posts: 2,405 Forumite
    £136 is with carer premium
    £183 child tax credit
    £36 child benefit
    £50 DLA
    total
    £405 ish plus council tax and free school meals.
    that's weekly by the way.
  • thanks a lot great help.
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