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Saving in PEPS/ISA's since 1987

In Saturday's Telegraph Money section, a couple have been saving their full PEP/ISA allowances since 1987 - 20 years worth - approx £250,000 and are now PEP/ISA millionaires - has anyone else on this forum been so fortunate or kicking themselves for not doing likewise.

I myself have been saving in cash ISA's since they started which will be handy sum when I retire in 2011, and I have some PEP's and restartd ISA's last year so hopefully in 4 years time will be a nice sum to top up the pension.

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