Son is being chased by solicitors

Oldernotwiser

2sides2everystory wrote: »

And how many thousands with untold stories are in an equal mess I wonder?

Good luck with helping him sort out his life.

What a great story for budding undergraduates. If you go to university and it goes wrong / you fail, you will be in an impossible financial mess courtesy of HM Government in the guise of their Student Liquidation Company.

But of course you deserve all that is coming to you by then because you will be an adult and should suffer like a failed one.

I mean, some people are almost retired at age 25, eh ONW?


What an ugly picture this paints of the real world of taking the UK government's shilling. What next for the unfortunate who don't seem to be fully atune the system, deportation to forced labour camps?

I think that instead of congratulating themselves on their detective ability, the usual gang should be ashamed of themselves for implying that the victim is somehow the culprit and attempting to divorce this sorry story from 'Student Finance'.

I think it is a story all parents and prospective undergraduates should read well and understand that they could equally find themselves in exactly the same position as the OP and her son, only more so from 2012 onwards.

So, no apologies from you to those of us who quickly spotted what the problem might be.

The OP's son is in the situation that he is because he's failed twice, not dealt with the SLC in an adult fashion and lied to his family. I simply cannot see how this mess is the responsibility of the SLC.

As for his age, this guy could have had his own family by now, he could have been fighting for his country for the last 6 years - how long do you think that parents should treat their adult offspring like recalcitrant teenagers?

Derivative

What a great story for budding undergraduates. If you go to university and it goes wrong / you fail, you will be in an impossible financial mess courtesy of HM Government in the guise of their Student Liquidation Company.

If you take out a loan to fund a degree course, and fail to complete the degree course, yes, you will have essentially wasted a large amount of money.

If you decide to move to another country in hope of finding a decently paid job, and fail to find the job, you'll have wasted a large amount of money.

Smaller example for the sake of argument:
If you buy a whole chicken from Tesco, and let it go off in the fridge, you'll have wasted a small amount of money.

If you take out a loan to buy anything, and destroy the item you've bought, you will have wasted a large amount of money.

How, exactly, is being asked to repay a loan being put in an 'impossible financial mess'?

I will have £30k of student debt at the end of my degree.
Will I be in an (quote) "impossible financial mess" if I end up jobless or on NMW? Or will I simply be a bit worse off, given that I'd have to pay 9% of anything over £15000 (current system)?

Your constant nannying is starting to really bother me.
You seem to think that students are children who are not responsible for their own actions.

I chose to take out a student loan knowing full well how much I'd have to pay back.
A 'calculated risk' - I believe the reward of more gainful employment will probably outweigh the cost of the degree.
A decision that I made as an adult, fully aware of the consequences.

If others fail to do their research, more fool them. If an adult decides to lick the edge of a circular saw, is it the manufacturer's fault for not warning them against it?

2sides2everystory

Oldernotwiser wrote: »

So, no apologies from you to those of us who quickly spotted what the problem might be.

The OP's son is in the situation that he is because he's failed twice, not dealt with the SLC in an adult fashion and lied to his family. I simply cannot see how this mess is the responsibility of the SLC.

As for his age, this guy could have had his own family by now, he could have been fighting for his country for the last 6 years - how long do you think that parents should treat their adult offspring like recalcitrant teenagers?

Apologies to you ONW? For not recognising you might be being practised in the art of labeling society's failed citizens ?

So instead of going to university, he should have joined the army eh? They'd have made a man of him instead of the two-time loser you've decided he is - is that what you are saying?

If he had been fighting for his country, ONW, he would have been given an SLR not some backfiring device from SLC, and by now he might have a bloody good idea where to point it.


EdgEy, you're alright Jack, so run along and play, there's a good chap.

Derivative

2sides2everystory wrote: »

So instead of going to university, he should have joined the army eh? They'd have made a man of him instead of the two-time loser you've decided he is - is that what you are saying?

You must be trolling, surely.
The point is that the man is judged to have the responsibility to handle weapons and to give up his or her own life.

Yet you seem to think that he shouldn't have the responsibility to deal with his or her own finances. A few numbers on a spreadsheet.

EdgEy, you're alright Jack, so run along and play, there's a good chap.

I see that it's too much effort for you to post a rebuttal.

I'm starting to think you must have seriously screwed up something in your early adulthood, and are still too scared to face up to the fact that it was noone else's fault but yours.

The key theme in almost all if not every single one of your postings, from what I can ascertain, is that individuals should never be held responsible for their actions. Why do you feel that way?

Oldernotwiser

2sides2everystory wrote: »

Apologies to you ONW? For not recognising you might be being practised in the art of labeling society's failed citizens ?

So instead of going to university, he should have joined the army eh? They'd have made a man of him instead of the two-time loser you've decided he is - is that what you are saying?

If he had been fighting for his country, ONW, he would have been given an SLR not some backfiring device from SLC, and by now he might have a bloody good idea where to point it.



EdgEy, you're alright Jack, so run along and play, there's a good chap.

As usual, you have missed the point of what everybody is saying and how you can say that my post was about labelling anyone I fail to see.

This 24 year old man has told his family he has actually graduated from university when in fact he has either failed or dropped out and you still seem to think that his severely disabled father should be keeping him and sorting out his life for him.

At his age and with his family situation he should be halping them and making their lives easier if he has to live at home, rather than doing his overage "Kevin" impersonation!

2sides2everystory

You found the need to come back and add:

EdgEy wrote: »

I'm starting to think you must have seriously screwed up something in your early adulthood, and are still too scared to face up to the fact that it was noone else's fault but yours.

Erm - apart from getting married too early, you mean ? Er ... nope ... in early adulthood, and in life generally, I think I might have done quite well actually.

The key theme in almost all if not every single one of your postings, from what I can ascertain, is that individuals should never be held responsible for their actions. Why do you feel that way?

How far back have you checked? Are you sure your theory is ready to publish? Don't you think it might require a little more development than just a young man's hunch ?

The_One_Who

2sides2everystory wrote: »

Yes of course - so where is the widely available leaflet "What happens if I get into a mess and don't finish the course" which is no doubt issued with all the other health warnings in the process of arranging 'Student Finance' ... buried in Term or condition number 102(g) is it ?

No, withdrawal conditions are often situated in a FAQ or easy-to-find guide. At least they were for me when I was considering it. Also, a quick e-mail soon answered any questions I had, or I could have asked in my university for advice.

If students (who are adults and who are doing a higher education course) cannot conduct some simple research (necessary to complete a degree) then that is not the fault of the Student Loans Company.

He's not running. There's just this stuff landing on his Mum's carpet every morning after the postman has been and it is threatening him and those around him.

If he wasn't running or burying his head in the sand his mother wouldn't need to be picking up after him. He would have been attempting to sort this out. Yes, I understand that some people often trying to bury their head and hope it all goes away, but we all know that that does not do anything to help the situation.

Taiko

That explains the solicitors. Second repeat, money has to come from the student. He's obviously not paid, been kicked out, as we thought may have been the case unfortunately.

And for information, the note about overpayments is actually on the same page as the signature that is required by the student. One side of A4, so if they cannot be bothered to read that, then that is their problem.