Wednesday 18th January - What small DFW things will you do today?

La_escocesa

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!


Hi guys :hello:

Thought I'd quickly start us off...

My listaroo:

• Brekkie at home
• HM lunch to work
• Leftovers for tea tonight
• Walking to work - bus ticket ran out and don't really need it until tomorrow
• More yoga homework tonight to keep me outta trouble; hopefully a bit of free yoga too - vids on youtube
• Check banking
• Post change of address letter - the palaver continues
• Might count our penny jar
• Fixed heating timer so it goes off at 8am when we leave the house, not later
• Chase up the £5 the photo booth machine stole from me!! Said I'd hear from them within 7 days over a week ago...

xxx

ixia

Morning everyone

Thanks to La E for starting us

Today's list:

• all meals from sroes
• check banking/emails
• go to shop for milk and that's it!!
• check morrisons receipt
• read martin's email
• chase up expedia again about my confirmation invoice
• general tidy

That's it for today have a good day everyone

Pernicious

Morning all,

Thanks La Escocesa for starting us, hope you manage to get your fiver back!

I think I may have worse than a cold now...:( Still I must go to work, too much to do...

Today I will:-

• Make a homemade juice - Have been really lazy the past few days & not done it...
  
• [STRIKE]Make use of free milk/water at work[/STRIKE]
• [STRIKE]Lunch is on my mum today Bless her.[/STRIKE]
• [STRIKE]Food from stores[/STRIKE]
• [STRIKE]Log calories using free app[/STRIKE]
• [STRIKE]Charge phone via pc[/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• Enter comps
• [STRIKE]Check online banking[/STRIKE]
• [STRIKE]Try & keep the heating on low[/STRIKE]
• Check out this week's flylady thread & do something!
• [STRIKE]Work on wedding related tasks[/STRIKE]
• [STRIKE]Take a look at diary to ensure I am up to date & prepared for everything coming[/STRIKE]
• [STRIKE]Check ebay[/STRIKE]
• Check cashback
• [STRIKE]Dinner from meal plan[/STRIKE]
• List at least 1 thing on ebay
• Take refillable water bottle to TKD if I feel up to it, doubtful though my whole body aches
• [STRIKE]Read Martin's email[/STRIKE]
• [STRIKE]Use free shampoo & conditioner from Mr T's home panels[/STRIKE]
• [STRIKE]Try & go to bed early, not doing myself any favours staying up til midnight last night...[/STRIKE]

Have a great, MSE day everyone x

ziggy2407

Good Morning all

La E - Thanks for starting us off and I forgot to say we are very close to Walkley
Perni - sounds like more than just a "cold", take care of yourself and hope you start to feel better soon

Today's little list (very repititive but helping at the moment)

Check Banks - Done
Check Swapits - Done
Update food tracker (20lb off up to now since Sept) - in progress
General tidy up in attic - well under way now, just little bit of filing and shredding left
Read ("Lost Boy") - in progress, struggling to concentrate
Comps
Try to sparkle - trying and failing
Sort more photos into albums - in progress
More decluttering - Done
Ask on Freecycle for "Twister" as son would love it
WW Weigh-in tonight
Investigate cheaper swimming options (it cost £16 for the 3 of us last night, really enjoyed it - I managed 40 lengths and little one met some of his friends there) - Done

Another quiet day here so hoping to get lots done


Hope you all have a great day, love to you all

C x

determined_new_ms

Morning guys :wave: thanks for starting us off La E, wishing u another cost free day - not long now till payday!

Ziggy our local swimming does a number of concessions. 1 is if your income is below a certain amount u can get a concessions membership which is £20 for the year and then £2 each per swim, also it does a book of 10 swims for a lower price I think it works out that 2 are free. I bet yours does some concessions

Starnac I was afraid to post when I first woke up for fear of judgement! :rotfl:

aw another day off going to spend the day watching films & relaxing (tick something off of my 101 list)

inbetween this I have/will

* [STRIKE]read martin's email[/STRIKE]
* [STRIKE]signed up for free meal at Zizzis on Monday :T have told oh I will treat him! [/STRIKE]
* [STRIKE]check banking x2 - not expecting it to be any different from yesterday! [/STRIKE]
* [STRIKE]will change bank accounts as Santander is offering £100 switch[/STRIKE] - that'll be £100 off of my share of the holiday (the more cash I can raise means I'll have more money for another holiday at some point )
* [STRIKE]brekkie, lunch & dinner from stores[/STRIKE]
* stick to diet & drink water
* have a shower rather than a bath - deep condition my hair, had a lot of blond put in it last night and it feels dry & brittle
* [STRIKE]dinner into the SC [/STRIKE]- pork casserole, creamy mash & red cabbage mmmmmm
* list 3 things on ebay
* do a search for travel ins
* gym & sauna later
* [STRIKE]NSD [/STRIKE]- other than going to the gym not intending on going anywhere or spending anything

ok for someone who is going to be taking it easy I have a lot to do! Happy Wednesday workers not long till the weekend x

josiebabie

Morning all!
This is me:-
- Checked banking
- Breakfast and lunch from stores
- DM has grandma day
- Gave DM some pennies for a few supplies for dinner
- No opportunities for purges today :-(
- Take advantage of staff sickness by increasing my labour sales
- Netball tonight, take own water bottle
- Try to sparkle?
J x

PS: DNMS mum says it's difficult to tell without seeing the machine, but you could try using sewing machine oil to see if it solves the problem. Other than that you may need to get it serviced ��

mummybearx

Morning all!

Ive brought lunch to work with me again today, that's 3 days in a row :-) Made it for me and my boss, hoping she will return the favour next week lol

Will check banking, doubt there will be much change, just getting towards the last of my wage, need to keep an eye on things.

Will check Martin's email, check any comps I can enter quietly at work, check onepoll and maximiles

Dinner from the stores tonight, have got plenty of stuff, just need to be a bit creative me thinks :rotfl:

Oh, ebay things are ending tonight! Got 10 items on, about 5 have bids, Im up to about £10 so far lol! Fingers crossed I get a flurry of bidders....... hehe

x

Yargo1

hi all

still lurking .. not always posting..

checked banking ...roll on pay day.. last day of month though!!

lunch.will have to buy sarnie as going on one of the couch to 5k jogs later...

jewellers rang yesterday and wedding rings have arrived.. so pick up saturday ..paid for mostly with x4 tesco vouchers:T

Have a good day all x

JustDave_2

Morning all!

Today I have or will:

Check online banking
PaD
Charge phones at work
Drink 2 litres or water

No NSD for me today as I'm at pre-arranged gig which I've been looking forward to since booking

starnac

determined_new_ms wrote: »

Starnac I was afraid to post when I first woke up for fear of judgement! :rotfl:

:o You make me feel bad now

Morning all. Thanks La E for starting us off. Had a bad start to the day. DH took the pram to work in the boot of the car AGAIN :mad: Luckily (?) when I rang to see if my stepdad could take DD to school for me my mum is off work sick so she said I could have her car. She only lives up the street so I could carry DS in is car seat there. Plus I have the car to go to coffee morning this morning :j

So my list for today

• Try not to be so judgemental to people on this thread
• Check banks
• Meals from stores
• Heating on low
• HC
• Packed lunch for DH
• Walk 5000 steps this is probably not going to happen as DS and I can't go for a walk without the pram
• LSD
• Daily clicks I joined super point$ on monday so must remember to do that to get my payout closer
• Track food on phone app
• Make veg soup (didn't do this yesterday)
• Look into (cheap) venues for birthday party
• eb4y listings
• List books on zapper

Can't think of anything else as my mind has gone blank. I'm sure there are loads of things I could be doing.

Happy Wednesday everyone

little_pink_purse

Good Morning Everyone

Woke up in a high today lol so smile smile smile lol
today is my last day off sad ive not worked since the 4th jan so iam ready to return
its a sad day when the hoover is your best friend lol

sadly last night was not a nsd had to rob my 20p jar ds cut his finger and i had no plasters so i had to go to asda
i went to the self serve tills lol
asda staff told customers to help your self to the xmas wrap i got 4 rolls for free
so well pleased lol
better stop talking

today todo
washing on
tea from stores
hoover
meet sil for cuppa
ironing
possible feet up for a cheeky wee hour xxx