section 75

twistedlemons

Hi,I wonder if anyone knows the answer here?
If I was to buy a second hand motorcycle from a dealer,and part-ex my old bike leaving a balance!,if I paid the balance or part of the balance ,more than £100 say for instance on my credit card,would I be covered by section 75.If so what benefit would I get from section 75? and how long does it last!

thanks
Michael

wealdroam

You only need to put £1.00 on the credit card and then the credit card company becomes jointly responsible with the retailer for performance of the contract.

For more detail have a read of MSE's Section 75 Refunds article.

bris

It would last for as long as a breach of you rights would, with a second hand motorbike the maximum you would get realistically would be 6 months, but the age, mileage etc are all factors in the motor industry so it would depend on the condition when you buy it.
It would only be a factor if the dealer refused to sort any problems you may have if the fault was found to be down to them, they have the right to sort it before the s75 gets involved. Fair wear and tear would be excluded, as would poor maintenance or rider error, so if it is an old or high mileage bike your rights may be reduced accordingly.