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Surrendering property
Comments
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Then sell the house. If you have been granted probate then have you sent a copy of the death cert to the mortgage lender? If so, why are they threatening to repo and trying to make you pay the mortgage? Something is telling me that you haven't done something properly.
But I am not the right person to comment about all of that. Probate and the settling of someone's affairs is not something I have personal experience of. See a solicitor0 -
Have you already distributed other assets belonging to the estate?0
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What? The wash-hand basin in the bathroom?0
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the reason i got the grant of probate was because i was going to sell it and clear off his debt but the month after he died there was a massive flood and it took the mortgage companys insurance to restore the house 24 months. So because it has taken so long they have been threatening repo if i couldnt make payments. They have advised me to put it on the market just now and they will reconsider it in 3 months but i know the likliehood of it selling by then is slim and it is a lot of worry for me. on top of that i have spoken to EA and they all want upfront fees for marketing and a survey to be done on the property which i just dont have0
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What other assets were there in the estate when he died?If you've have not made a mistake, you've made nothing0
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There were no other assets just his house0
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Have you taken on the Mortgage debt? On what basis did the lender ask you to make payments towards the mortgage?
If you have then it complicates things and not in your favour....0 -
Well i was told to take on the mortgage debt i would have to apply for a mortgage and basically remortgage under my name. The solicitor has told me that if i hand the keys back then i would not be liable for the house. They have asked me everytime i call up if i can make any payments at all to the outstanding balance ...
I want to just hand the keys and wipe my hands clean. A little !!!!ed off as the debt was originally only 67k its now 92k in fees and charges....
Cheers0 -
talk to Ben Reeves Lewis - you can google him - he will be able to advise you - he is a fantastic housing advisor....0
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